IFSC Code of The Kerala State Co Operative Bank Ltd, Eramalloor, Alappuzha, Kerala — KSBK0001245

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kerala State Co Operative Bank Ltd for its Eramalloor branch in Cherthala, Alappuzha, Kerala, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kerala State Co Operative Bank Ltd situated in Cherthala or anywhere in Kerala can easily transfer funds instantly by using the correct IFSC Code KSBK0001245. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kerala State Co Operative Bank Ltd, Eramalloor, Cherthala

Here are the key points that are associated with the IFSC Code KSBK0001245 of The Kerala State Co Operative Bank Ltd for its branch located in Cherthala, within the district of Alappuzha in the state of Kerala.

These details are important not only for users using online banking but also for businesses and individuals who use The Kerala State Co Operative Bank Ltd in Cherthala for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KSBK0001245 for the Eramalloor branch of The Kerala State Co Operative Bank Ltd is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kerala State Co Operative Bank Ltd located in Eramalloor, Cherthala, Kerala, is provided a unique IFSC like KSBK0001245 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the The Kerala State Co Operative Bank Ltd branch in Cherthala.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Cherthala and Alappuzha.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Kerala and the rest of India, the IFSC Code ensures that transactions meant for The Kerala State Co Operative Bank Ltd in Eramalloor do not get misguided to another person.

Format of the IFSC Code KSBK0001245

The format of the IFSC Code for banks, including The Kerala State Co Operative Bank Ltd, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Kerala State Co Operative Bank Ltd, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Eramalloor in Cherthala.

For example, the IFSC Code KSBK0001245 of The Kerala State Co Operative Bank Ltd for the Eramalloor branch includes these elements, identifying the bank and the branch location in Cherthala and Kerala accurately.

How to Find IFSC Code for The Kerala State Co Operative Bank Ltd?

If you are trying to find the IFSC Code KSBK0001245 of The Kerala State Co Operative Bank Ltd for its Eramalloor branch located in Cherthala, the following methods can help:

Cheque Book

The cheque book issued by The Kerala State Co Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Kerala State Co Operative Bank Ltd branches in Cherthala and Alappuzha, print them on the first page of your passbook.

Bank Website

Visit the official website of The Kerala State Co Operative Bank Ltd and navigate to the branch locator section. Search for Eramalloor or Cherthala to get the exact IFSC Code KSBK0001245.

Mobile Banking App

If you use The Kerala State Co Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kerala State Co Operative Bank Ltd and Cherthala, you'll get the correct details.

How to Use IFSC Code KSBK0001245 for Online Transfers?

Once you have the IFSC Code KSBK0001245 for the Eramalloor branch of The Kerala State Co Operative Bank Ltd in Cherthala, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KSBK0001245. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kerala State Co Operative Bank Ltd IFSC Code KSBK0001245.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kerala State Co Operative Bank Ltd Eramalloor in Cherthala may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kerala State Co Operative Bank Ltd in Eramalloor, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Kerala State Co Operative Bank Ltd website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Cherthala to handle online money transfers and get their cheques cleared smoothly.