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IFSC Code of The Kangra Central Cooperative Bank Limited, Sansarpur Terrace, Kangra, Himachal Pradesh — KACE0000060

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Sansarpur Terrace branch in Sansarpur Terras, Kangra, Himachal Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Kangra Central Cooperative Bank Limited located in Sansarpur Terras or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000060. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Sansarpur Terrace, Sansarpur Terras

Here are the main details that are associated with the IFSC Code KACE0000060 of The Kangra Central Cooperative Bank Limited for its branch located in Sansarpur Terras, within the district of Kangra in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000060
Branch Sansarpur Terrace
City Sansarpur Terras
District Kangra
State Himachal Pradesh
Address Vpo Sansarpur Terrace Tehsil Jaswan Distt. Kangra H.P.176501

These details are essential not only for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Sansarpur Terras for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000060 for the Sansarpur Terrace branch of The Kangra Central Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Sansarpur Terrace, Sansarpur Terras, Himachal Pradesh, are allotted a unique IFSC like KACE0000060 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sansarpur Terras.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sansarpur Terras and Kangra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Sansarpur Terrace reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code KACE0000060

This is the format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sansarpur Terrace in Sansarpur Terras.

For example, the IFSC Code KACE0000060 of The Kangra Central Cooperative Bank Limited for the Sansarpur Terrace branch includes these elements, identifying the bank and the branch location in Sansarpur Terras and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000060 of The Kangra Central Cooperative Bank Limited for its Sansarpur Terrace branch located in Sansarpur Terras, the following methods can help:

Cheque Book

The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Sansarpur Terras and Kangra, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Sansarpur Terrace or Sansarpur Terras to get the exact IFSC Code KACE0000060.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Sansarpur Terras, you'll get the correct details.

How to Use IFSC Code KACE0000060 for Online Transfers?

Once you have the IFSC Code KACE0000060 for the Sansarpur Terrace branch of The Kangra Central Cooperative Bank Limited in Sansarpur Terras, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000060. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000060.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Sansarpur Terrace in Sansarpur Terras, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Sansarpur Terrace, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sansarpur Terras to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Sansarpur Terrace, Sansarpur Terras?

The IFSC Code is KACE0000060.

Is the IFSC Code KACE0000060 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Sansarpur Terrace?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sansarpur Terrace branch?

The address of the branch is Vpo Sansarpur Terrace Tehsil Jaswan Distt. Kangra H.P.176501 located in Sansarpur Terras, Kangra, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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