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IFSC Code of The Kangra Central Cooperative Bank Limited, Rakkar, Kangra, Himachal Pradesh — KACE0000044

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Rakkar branch in Rakkar, Kangra, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Kangra Central Cooperative Bank Limited situated in Rakkar or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code KACE0000044. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Rakkar, Rakkar

Here are the main details that are associated with the IFSC Code KACE0000044 of The Kangra Central Cooperative Bank Limited for its branch located in Rakkar, within the district of Kangra in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000044
Branch Rakkar
City Rakkar
District Kangra
State Himachal Pradesh
Address Tehail Dehra Distt. Kangra H.P. 177043

These details are essential not only for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Rakkar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000044 for the Rakkar branch of The Kangra Central Cooperative Bank Limited plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Rakkar, Rakkar, Himachal Pradesh, are given a unique IFSC like KACE0000044 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Rakkar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Rakkar and Kangra.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Kangra Central Cooperative Bank Limited in Rakkar goes to the correct branch. This is important because The Kangra Central Cooperative Bank Limited has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code KACE0000044

This is the format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Rakkar in Rakkar.

For example, the IFSC Code KACE0000044 of The Kangra Central Cooperative Bank Limited for the Rakkar branch includes these elements, identifying the bank and the branch location in Rakkar and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are looking for the IFSC Code KACE0000044 of The Kangra Central Cooperative Bank Limited for its Rakkar branch located in Rakkar, the following methods can help:

Cheque Book

The cheque book that is issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including The Kangra Central Cooperative Bank Limited branches in Rakkar and Kangra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of The Kangra Central Cooperative Bank Limited and look for the branch locator section, then search for Rakkar or Rakkar to get the exact IFSC Code KACE0000044.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kangra Central Cooperative Bank Limited and Rakkar, then it will provide you proper information.

How to Use IFSC Code KACE0000044 for Online Transfers?

Once you have the IFSC Code KACE0000044 for the Rakkar branch of The Kangra Central Cooperative Bank Limited in Rakkar, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000044. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000044.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Rakkar in Rakkar, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Rakkar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rakkar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Rakkar, Rakkar?

The IFSC Code is KACE0000044.

Is the IFSC Code KACE0000044 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Rakkar?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rakkar branch?

The address of the branch is Tehail Dehra Distt. Kangra H.P. 177043 located in Rakkar, Kangra, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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