The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Sissu branch in Keylong, Lahul & Spiti, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Keylong or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000163. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Sissu, Keylong
The table below shows the main details of the IFSC Code KACE0000163 for the The Kangra Central Cooperative Bank Limited branch in Keylong, which falls under the Lahul & Spiti district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000163 |
| Branch | Sissu |
| City | Keylong |
| District | Lahul & Spiti |
| State | Himachal Pradesh |
| Address | Tehsil Keylong Distt Lahul & Spiti |
These details are essential not only for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Keylong for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000163 for the Sissu branch of The Kangra Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Sissu, Keylong, Himachal Pradesh, is provided a unique IFSC like KACE0000163 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Keylong.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Keylong and Lahul & Spiti.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Sissu do not get misguided to another person.
Format of the IFSC Code KACE0000163
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sissu in Keylong.
For example, the IFSC Code KACE0000163 of The Kangra Central Cooperative Bank Limited for the Sissu branch includes these elements, identifying the bank and the branch location in Keylong and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000163 of The Kangra Central Cooperative Bank Limited for its Sissu branch located in Keylong, the following methods can help:
Cheque Book
The cheque books that are issued by The Kangra Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Keylong and Lahul & Spiti, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and find the branch locator section. Search for Sissu or Keylong to get the exact IFSC Code KACE0000163.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kangra Central Cooperative Bank Limited and Keylong that will provide accurate information.
How to Use IFSC Code KACE0000163 for Online Transfers?
Once you have the IFSC Code KACE0000163 for the Sissu branch of The Kangra Central Cooperative Bank Limited in Keylong, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000163. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000163.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Sissu in Keylong may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kangra Central Cooperative Bank Limited in Sissu, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Keylong manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000163.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Tehsil Keylong Distt Lahul & Spiti located in Keylong, Lahul & Spiti, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.