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IFSC Code of The Kangra Central Cooperative Bank Limited, Keylong, Lahul & Spiti, Himachal Pradesh — KACE0000007

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Keylong branch in Keylong, Lahul & Spiti, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Keylong or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000007. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Keylong, Keylong

Below in the table are the key details related to IFSC Code KACE0000007 of The Kangra Central Cooperative Bank Limited for its branch located in Keylong, within the district of Lahul & Spiti in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000007
Branch Keylong
City Keylong
District Lahul & Spiti
State Himachal Pradesh
Address Tehsil Keylong Distt Lahul & Spiti 175132

These details are important not only for users using online banking but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Keylong for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KACE0000007 for the Keylong branch of The Kangra Central Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Keylong, Keylong, Himachal Pradesh, is provided a unique IFSC like KACE0000007 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Keylong.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Keylong and Lahul & Spiti.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Keylong do not get misguided to another person.

Format of the IFSC Code KACE0000007

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Keylong in Keylong.

For example, the IFSC Code KACE0000007 of The Kangra Central Cooperative Bank Limited for the Keylong branch includes these elements, identifying the bank and the branch location in Keylong and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000007 of The Kangra Central Cooperative Bank Limited for its Keylong branch located in Keylong, the following methods can help:

Cheque Book

The cheque books that are issued by The Kangra Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Keylong and Lahul & Spiti, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and find the branch locator section. Search for Keylong or Keylong to get the exact IFSC Code KACE0000007.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kangra Central Cooperative Bank Limited and Keylong that will provide accurate information.

How to Use IFSC Code KACE0000007 for Online Transfers?

Once you have the IFSC Code KACE0000007 for the Keylong branch of The Kangra Central Cooperative Bank Limited in Keylong, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000007. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000007.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Keylong in Keylong, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Keylong, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Keylong manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited Keylong Keylong?

The IFSC Code of the Keylong Keylong branch is KACE0000007.

Is IFSC Code KACE0000007 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kangra Central Cooperative Bank Limited Keylong branch?

The branch is located at Tehsil Keylong Distt Lahul & Spiti 175132.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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