The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Gondpur Banera branch in Goindpur Banehr, Una, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Goindpur Banehr or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000199. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Gondpur Banera, Goindpur Banehr
Here are the key points that are associated with the IFSC Code KACE0000199 of The Kangra Central Cooperative Bank Limited for its branch located in Goindpur Banehr, within the district of Una in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000199 |
| Branch | Gondpur Banera |
| City | Goindpur Banehr |
| District | Una |
| State | Himachal Pradesh |
| Address | Tehsil Amb, District Una, Himachal Pradesh Pin 177213 |
These details are essential not only for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Goindpur Banehr for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000199 for the Gondpur Banera branch of The Kangra Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Gondpur Banera, Goindpur Banehr, Himachal Pradesh, is provided with a unique IFSC like KACE0000199 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kangra Central Cooperative Bank Limited branch in Goindpur Banehr.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Goindpur Banehr and Una.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Gondpur Banera do not get mixed with another location.
Format of the IFSC Code KACE0000199
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kangra Central Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Gondpur Banera in Goindpur Banehr.
For example, the IFSC Code KACE0000199 of The Kangra Central Cooperative Bank Limited for the Gondpur Banera branch has these elements, identifying the bank and the branch location in Goindpur Banehr and Himachal Pradesh correctly.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000199 of The Kangra Central Cooperative Bank Limited for its Gondpur Banera branch located in Goindpur Banehr, the following methods can help:
Cheque Book
The cheque books that are issued by The Kangra Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Goindpur Banehr and Una, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and find the branch locator section. Search for Gondpur Banera or Goindpur Banehr to get the exact IFSC Code KACE0000199.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kangra Central Cooperative Bank Limited and Goindpur Banehr that will provide accurate information.
How to Use IFSC Code KACE0000199 for Online Transfers?
If you have the IFSC Code KACE0000199 for the Gondpur Banera branch of The Kangra Central Cooperative Bank Limited in Goindpur Banehr, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000199. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000199.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Gondpur Banera in Goindpur Banehr, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Gondpur Banera, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Goindpur Banehr to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000199.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tehsil Amb, District Una, Himachal Pradesh Pin 177213 located in Goindpur Banehr, Una, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.