The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Basal branch in Una, Una, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Una or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000176. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Basal, Una
The table below shows the main details of the IFSC Code KACE0000176 for the The Kangra Central Cooperative Bank Limited branch in Una, which falls under the Una district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000176 |
| Branch | Basal |
| City | Una |
| District | Una |
| State | Himachal Pradesh |
| Address | Teshil & Distt. Una H.P. 174303 |
These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Una for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000176 for the Basal branch of The Kangra Central Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Basal, Una, Himachal Pradesh, is provided a unique IFSC like KACE0000176 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Una.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Una and Una.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Basal do not get misguided to another person.
Format of the IFSC Code KACE0000176
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Basal in Una.
For example, the IFSC Code KACE0000176 of The Kangra Central Cooperative Bank Limited for the Basal branch includes these elements, identifying the bank and the branch location in Una and Himachal Pradesh correctly.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are looking for the IFSC Code KACE0000176 of The Kangra Central Cooperative Bank Limited for its Basal branch located in Una, the following methods can help:
Cheque Book
The cheque book that is issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kangra Central Cooperative Bank Limited branches in Una and Una, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kangra Central Cooperative Bank Limited and look for the branch locator section, then search for Basal or Una to get the exact IFSC Code KACE0000176.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kangra Central Cooperative Bank Limited and Una, then it will provide you proper information.
How to Use IFSC Code KACE0000176 for Online Transfers?
Once you have the IFSC Code KACE0000176 for the Basal branch of The Kangra Central Cooperative Bank Limited in Una, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000176. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000176.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Basal in Una, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Basal, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Una to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Basal Una branch is KACE0000176.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Teshil & Distt. Una H.P. 174303.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.