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IFSC Code of The Kangra Central Cooperative Bank Limited, Kb Dharamshala, Kangra, Himachal Pradesh — KACE0000075

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Kb Dharamshala branch in Dharamsala, Kangra, or Himachal Pradesh, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of The Kangra Central Cooperative Bank Limited located in Dharamsala or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000075. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Kb Dharamshala, Dharamsala

Below in the table are the key details related to IFSC Code KACE0000075 of The Kangra Central Cooperative Bank Limited for its branch located in Dharamsala, within the district of Kangra in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000075
Branch Kb Dharamshala
City Dharamsala
District Kangra
State Himachal Pradesh
Address Kotwali Bazar Dharmsala Distt Kangra 176215

These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Dharamsala for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000075 for the Kb Dharamshala branch of The Kangra Central Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Kb Dharamshala, Dharamsala, Himachal Pradesh, is provided a unique IFSC like KACE0000075 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Dharamsala.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Dharamsala and Kangra.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Kb Dharamshala do not get misguided to another person.

Format of the IFSC Code KACE0000075

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kb Dharamshala in Dharamsala.

For example, the IFSC Code KACE0000075 of The Kangra Central Cooperative Bank Limited for the Kb Dharamshala branch includes these elements, identifying the bank and the branch location in Dharamsala and Himachal Pradesh accurately.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

To find the IFSC Code KACE0000075 of The Kangra Central Cooperative Bank Limited for its Kb Dharamshala branch located in Dharamsala, the following methods can help you out:

Cheque Book

The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Dharamsala and Kangra, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and go to the branch locator section. Then search for Kb Dharamshala or Dharamsala to find the exact IFSC Code KACE0000075.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kangra Central Cooperative Bank Limited and Dharamsala will provide accurate information.

How to Use IFSC Code KACE0000075 for Online Transfers?

If you have the IFSC Code KACE0000075 for the Kb Dharamshala branch of The Kangra Central Cooperative Bank Limited in Dharamsala, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code KACE0000075. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000075.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Kb Dharamshala in Dharamsala, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Kb Dharamshala, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Dharamsala to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited Kb Dharamshala Dharamsala?

The IFSC Code of the Kb Dharamshala Dharamsala branch is KACE0000075.

Is IFSC Code KACE0000075 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the The Kangra Central Cooperative Bank Limited Kb Dharamshala branch?

The branch is located at Kotwali Bazar Dharmsala Distt Kangra 176215.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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