For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Dehra branch in Dehra, Kangra, Himachal Pradesh, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Dehra or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000008. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Dehra, Dehra
Below in the table are the key details related to IFSC Code KACE0000008 of The Kangra Central Cooperative Bank Limited for its branch located in Dehra, within the district of Kangra in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000008 |
| Branch | Dehra |
| City | Dehra |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Tehsil Dehra Distt. Kangra H.P.177101 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Dehra for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000008 for the Dehra branch of The Kangra Central Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Dehra, Dehra, Himachal Pradesh, are given a unique IFSC like KACE0000008 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dehra.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Dehra and Kangra.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kangra Central Cooperative Bank Limited in Dehra goes to the correct branch. This is important because The Kangra Central Cooperative Bank Limited has thousands of branches in Himachal Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KACE0000008
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dehra in Dehra.
For example, the IFSC Code KACE0000008 of The Kangra Central Cooperative Bank Limited for the Dehra branch includes these elements, identifying the bank and the branch location in Dehra and Himachal Pradesh correctly.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000008 of The Kangra Central Cooperative Bank Limited for its Dehra branch located in Dehra, the following methods can help:
Cheque Book
The cheque books that are issued by The Kangra Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Dehra and Kangra, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and find the branch locator section. Search for Dehra or Dehra to get the exact IFSC Code KACE0000008.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kangra Central Cooperative Bank Limited and Dehra that will provide accurate information.
How to Use IFSC Code KACE0000008 for Online Transfers?
Once you have the IFSC Code KACE0000008 for the Dehra branch of The Kangra Central Cooperative Bank Limited in Dehra, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KACE0000008. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000008.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Dehra in Dehra, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Dehra, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dehra to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000008.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tehsil Dehra Distt. Kangra H.P.177101 located in Dehra, Kangra, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.