There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Dada-Siba branch in Dada Siba, Kangra, Himachal Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kangra Central Cooperative Bank Limited situated in Dada Siba or anywhere in Himachal Pradesh can easily transfer funds instantly by using the correct IFSC Code KACE0000023. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Dada-Siba, Dada Siba
Here are the main details that are associated with the IFSC Code KACE0000023 of The Kangra Central Cooperative Bank Limited for its branch located in Dada Siba, within the district of Kangra in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000023 |
| Branch | Dada-Siba |
| City | Dada Siba |
| District | Kangra |
| State | Himachal Pradesh |
| Address | Tehsil Jaswan Distt. Kangra H.P 177106 |
These details are essential not only for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Dada Siba for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000023 for the Dada-Siba branch of The Kangra Central Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Dada-Siba, Dada Siba, Himachal Pradesh, is provided a unique IFSC like KACE0000023 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Dada Siba.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Dada Siba and Kangra.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Dada-Siba do not get misguided to another person.
Format of the IFSC Code KACE0000023
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dada-Siba in Dada Siba.
For example, the IFSC Code KACE0000023 of The Kangra Central Cooperative Bank Limited for the Dada-Siba branch includes these elements, identifying the bank and the branch location in Dada Siba and Himachal Pradesh correctly.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000023 of The Kangra Central Cooperative Bank Limited for its Dada-Siba branch located in Dada Siba, the following methods can help:
Cheque Book
The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kangra Central Cooperative Bank Limited branches in Dada Siba and Kangra, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Dada-Siba or Dada Siba to get the exact IFSC Code KACE0000023.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Dada Siba, you'll get the correct details.
How to Use IFSC Code KACE0000023 for Online Transfers?
Once you have the IFSC Code KACE0000023 for the Dada-Siba branch of The Kangra Central Cooperative Bank Limited in Dada Siba, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KACE0000023. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000023.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Dada-Siba in Dada Siba, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Dada-Siba, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Dada Siba to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000023.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Tehsil Jaswan Distt. Kangra H.P 177106 located in Dada Siba, Kangra, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.