For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Jalgaon Peopels Cooperative Bank Limited for its Mahabal Colony branch in Jalgaon, Jalgaon, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Jalgaon Peopels Cooperative Bank Limited located in Jalgaon or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code JPCB0000012. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Jalgaon Peopels Cooperative Bank Limited, Mahabal Colony, Jalgaon
Here are the main details that are associated with the IFSC Code JPCB0000012 of The Jalgaon Peopels Cooperative Bank Limited for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Jalgaon Peopels Cooperative Bank Limited |
| IFSC Code | JPCB0000012 |
| Branch | Mahabal Colony |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | Near Mahabal Police Chowky. |
These details help users in online banking and for businesses and individuals who use The Jalgaon Peopels Cooperative Bank Limited in Jalgaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JPCB0000012 for the Mahabal Colony branch of The Jalgaon Peopels Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like JPCB0000012 is given to every bank branch, including The Jalgaon Peopels Cooperative Bank Limited located in Mahabal Colony, Jalgaon, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Jalgaon Peopels Cooperative Bank Limited branch in Jalgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Jalgaon and Jalgaon.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Jalgaon Peopels Cooperative Bank Limited in Mahabal Colony doesn't end up at another location.
Format of the IFSC Code JPCB0000012
The format of the IFSC Code for banks, including The Jalgaon Peopels Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Jalgaon Peopels Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mahabal Colony in Jalgaon.
For example, the IFSC Code JPCB0000012 of The Jalgaon Peopels Cooperative Bank Limited for the Mahabal Colony branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra correctly.
How to Find IFSC Code for The Jalgaon Peopels Cooperative Bank Limited?
If you are trying to find the IFSC Code JPCB0000012 of The Jalgaon Peopels Cooperative Bank Limited for its Mahabal Colony branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque book issued by The Jalgaon Peopels Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Jalgaon Peopels Cooperative Bank Limited branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Jalgaon Peopels Cooperative Bank Limited and navigate to the branch locator section. Search for Mahabal Colony or Jalgaon to get the exact IFSC Code JPCB0000012.
Mobile Banking App
If you use The Jalgaon Peopels Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Jalgaon Peopels Cooperative Bank Limited and Jalgaon, you'll get the correct details.
How to Use IFSC Code JPCB0000012 for Online Transfers?
Once you have the IFSC Code JPCB0000012 for the Mahabal Colony branch of The Jalgaon Peopels Cooperative Bank Limited in Jalgaon, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code JPCB0000012. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Jalgaon Peopels Cooperative Bank Limited IFSC Code JPCB0000012.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Jalgaon Peopels Cooperative Bank Limited Mahabal Colony in Jalgaon, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Jalgaon Peopels Cooperative Bank Limited in Mahabal Colony, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Jalgaon Peopels Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Jalgaon manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is JPCB0000012.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Mahabal Police Chowky. located in Jalgaon, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.