There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Jalgaon Peopels Cooperative Bank Limited for its Ganesh Wadi branch in Jalgaon, Jalgaon, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Jalgaon Peopels Cooperative Bank Limited situated in Jalgaon or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code JPCB0000003. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Jalgaon Peopels Cooperative Bank Limited, Ganesh Wadi, Jalgaon
Below in the table are the key details related to IFSC Code JPCB0000003 of The Jalgaon Peopels Cooperative Bank Limited for its branch located in Jalgaon, within the district of Jalgaon in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Jalgaon Peopels Cooperative Bank Limited |
| IFSC Code | JPCB0000003 |
| Branch | Ganesh Wadi |
| City | Jalgaon |
| District | Jalgaon |
| State | Maharashtra |
| Address | 7,Dixit Wadi,Opp: Tol Kata. |
These details are essential not only for online banking users but also for businesses and individuals who use The Jalgaon Peopels Cooperative Bank Limited in Jalgaon for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code JPCB0000003 for the Ganesh Wadi branch of The Jalgaon Peopels Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Jalgaon Peopels Cooperative Bank Limited located in Ganesh Wadi, Jalgaon, Maharashtra, are allotted a unique IFSC like JPCB0000003 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Jalgaon.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Jalgaon and Jalgaon.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Jalgaon Peopels Cooperative Bank Limited in Ganesh Wadi reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code JPCB0000003
This is the format of the IFSC Code for banks, including The Jalgaon Peopels Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Jalgaon Peopels Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Ganesh Wadi in Jalgaon.
For example, the IFSC Code JPCB0000003 of The Jalgaon Peopels Cooperative Bank Limited for the Ganesh Wadi branch includes these elements, identifying the bank and the branch location in Jalgaon and Maharashtra accurately.
How to Find IFSC Code for The Jalgaon Peopels Cooperative Bank Limited?
If you are trying to find the IFSC Code JPCB0000003 of The Jalgaon Peopels Cooperative Bank Limited for its Ganesh Wadi branch located in Jalgaon, the following methods can help:
Cheque Book
The cheque books that are issued by The Jalgaon Peopels Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Jalgaon Peopels Cooperative Bank Limited branches in Jalgaon and Jalgaon, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Jalgaon Peopels Cooperative Bank Limited and find the branch locator section. Search for Ganesh Wadi or Jalgaon to get the exact IFSC Code JPCB0000003.
Mobile Banking App
If you use The Jalgaon Peopels Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Jalgaon Peopels Cooperative Bank Limited and Jalgaon that will provide accurate information.
How to Use IFSC Code JPCB0000003 for Online Transfers?
If you have the IFSC Code JPCB0000003 for the Ganesh Wadi branch of The Jalgaon Peopels Cooperative Bank Limited in Jalgaon, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code JPCB0000003. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Jalgaon Peopels Cooperative Bank Limited IFSC Code JPCB0000003.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Jalgaon Peopels Cooperative Bank Limited Ganesh Wadi in Jalgaon, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Jalgaon Peopels Cooperative Bank Limited in Ganesh Wadi, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Jalgaon Peopels Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Jalgaon manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is JPCB0000003.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 7,Dixit Wadi,Opp: Tol Kata. located in Jalgaon, Jalgaon, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.