IFSC Code of The Gujarat State Cooperative Bank Limited, Uma Co Operative Bank Ltd Subhanpura, Vadodara, Gujarat — GSCB0UMA003

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Uma Co Operative Bank Ltd Subhanpura branch in Vadodara, Vadodara, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Vadodara or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UMA003. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Uma Co Operative Bank Ltd Subhanpura, Vadodara

Below in the table are the key details related to IFSC Code GSCB0UMA003 of The Gujarat State Cooperative Bank Limited for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Vadodara for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UMA003 for the Uma Co Operative Bank Ltd Subhanpura branch of The Gujarat State Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in Uma Co Operative Bank Ltd Subhanpura, Vadodara, Gujarat, is provided with a unique IFSC like GSCB0UMA003 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Vadodara.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Vadodara and Vadodara.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Gujarat and the rest of India and the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in Uma Co Operative Bank Ltd Subhanpura do not get mixed with another location.

Format of the IFSC Code GSCB0UMA003

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Uma Co Operative Bank Ltd Subhanpura in Vadodara.

For example, the IFSC Code GSCB0UMA003 of The Gujarat State Cooperative Bank Limited for the Uma Co Operative Bank Ltd Subhanpura branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0UMA003 of The Gujarat State Cooperative Bank Limited for its Uma Co Operative Bank Ltd Subhanpura branch located in Vadodara, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Vadodara and Vadodara, print them on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Uma Co Operative Bank Ltd Subhanpura or Vadodara to get the exact IFSC Code GSCB0UMA003.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Vadodara, you'll get the correct details.

How to Use IFSC Code GSCB0UMA003 for Online Transfers?

Once you have the IFSC Code GSCB0UMA003 for the Uma Co Operative Bank Ltd Subhanpura branch of The Gujarat State Cooperative Bank Limited in Vadodara, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code GSCB0UMA003. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UMA003.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited Uma Co Operative Bank Ltd Subhanpura in Vadodara, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Uma Co Operative Bank Ltd Subhanpura, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Gujarat State Cooperative Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Vadodara manage online transfers as well as cheque clearances with ease.