There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its Pragati Sahakari Bank Ltd Manajlpur Road branch in Vadodara, Vadodara, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Vadodara or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0PSBL08. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, Pragati Sahakari Bank Ltd Manajlpur Road, Vadodara
Here are the main details that are associated with the IFSC Code GSCB0PSBL08 of The Gujarat State Cooperative Bank Limited for its branch located in Vadodara, within the district of Vadodara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0PSBL08 |
| Branch | Pragati Sahakari Bank Ltd Manajlpur Road |
| City | Vadodara |
| District | Vadodara |
| State | Gujarat |
| Address | Sahajanand, Santikunj Char Rasta, Opp. Panchshil School, G I D C Road, Manjalpur, Vadodara - 390011 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Vadodara for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0PSBL08 for the Pragati Sahakari Bank Ltd Manajlpur Road branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in Pragati Sahakari Bank Ltd Manajlpur Road, Vadodara, Gujarat, are allotted a unique IFSC like GSCB0PSBL08 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vadodara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vadodara and Vadodara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in Pragati Sahakari Bank Ltd Manajlpur Road reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0PSBL08
This is the format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pragati Sahakari Bank Ltd Manajlpur Road in Vadodara.
For example, the IFSC Code GSCB0PSBL08 of The Gujarat State Cooperative Bank Limited for the Pragati Sahakari Bank Ltd Manajlpur Road branch includes these elements, identifying the bank and the branch location in Vadodara and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0PSBL08 of The Gujarat State Cooperative Bank Limited for its Pragati Sahakari Bank Ltd Manajlpur Road branch located in Vadodara, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Vadodara and Vadodara, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for Pragati Sahakari Bank Ltd Manajlpur Road or Vadodara to get the exact IFSC Code GSCB0PSBL08.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Vadodara, you'll get the correct details.
How to Use IFSC Code GSCB0PSBL08 for Online Transfers?
If you have the IFSC Code GSCB0PSBL08 for the Pragati Sahakari Bank Ltd Manajlpur Road branch of The Gujarat State Cooperative Bank Limited in Vadodara, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0PSBL08. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0PSBL08.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited Pragati Sahakari Bank Ltd Manajlpur Road in Vadodara, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in Pragati Sahakari Bank Ltd Manajlpur Road, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vadodara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0PSBL08.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sahajanand, Santikunj Char Rasta, Opp. Panchshil School, G I D C Road, Manjalpur, Vadodara - 390011 located in Vadodara, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.