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IFSC Code of The Gujarat State Cooperative Bank Limited, The Sardar Gunj Merc Coop Bank Ltd, Patan, Gujarat — GSCB0USMCBL

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Sardar Gunj Merc Coop Bank Ltd branch in Patan, Patan, Gujarat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Patan or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0USMCBL. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Sardar Gunj Merc Coop Bank Ltd, Patan

Below in the table are the key details related to IFSC Code GSCB0USMCBL of The Gujarat State Cooperative Bank Limited for its branch located in Patan, within the district of Patan in the state of Gujarat.

Particulars Details
Bank The Gujarat State Cooperative Bank Limited
IFSC Code GSCB0USMCBL
Branch The Sardar Gunj Merc Coop Bank Ltd
City Patan
District Patan
State Gujarat
Address The Sardar Gunj Mercantile Co.Op.Bank Ltd. H.O. Sardargunj, Patan 384 265 , North Gujarat

These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Patan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0USMCBL for the The Sardar Gunj Merc Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0USMCBL is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Sardar Gunj Merc Coop Bank Ltd, Patan, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Patan.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Patan and Patan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Sardar Gunj Merc Coop Bank Ltd doesn't end up at another location.

Format of the IFSC Code GSCB0USMCBL

The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Sardar Gunj Merc Coop Bank Ltd in Patan.

For example, the IFSC Code GSCB0USMCBL of The Gujarat State Cooperative Bank Limited for the The Sardar Gunj Merc Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Patan and Gujarat correctly.

How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?

If you are trying to find the IFSC Code GSCB0USMCBL of The Gujarat State Cooperative Bank Limited for its The Sardar Gunj Merc Coop Bank Ltd branch located in Patan, the following methods can help:

Cheque Book

The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Patan and Patan, print them on the first page of your passbook.

Bank Website

Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Sardar Gunj Merc Coop Bank Ltd or Patan to get the exact IFSC Code GSCB0USMCBL.

Mobile Banking App

If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Patan, you'll get the correct details.

How to Use IFSC Code GSCB0USMCBL for Online Transfers?

Once you have the IFSC Code GSCB0USMCBL for the The Sardar Gunj Merc Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Patan, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code GSCB0USMCBL. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USMCBL.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Sardar Gunj Merc Coop Bank Ltd in Patan, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Sardar Gunj Merc Coop Bank Ltd, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Gujarat State Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Patan to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Gujarat State Cooperative Bank Limited in The Sardar Gunj Merc Coop Bank Ltd, Patan?

The IFSC Code is GSCB0USMCBL.

Is the IFSC Code GSCB0USMCBL permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Gujarat State Cooperative Bank Limited The Sardar Gunj Merc Coop Bank Ltd?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the The Sardar Gunj Merc Coop Bank Ltd branch?

The address of the branch is The Sardar Gunj Mercantile Co.Op.Bank Ltd. H.O. Sardargunj, Patan 384 265 , North Gujarat located in Patan, Patan, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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