The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar branch in Patan, Patan, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Patan or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0USMB01. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar, Patan
Here are some of the key details that come with the IFSC Code GSCB0USMB01 of The Gujarat State Cooperative Bank Limited for its branch located in Patan, within the district of Patan in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0USMB01 |
| Branch | The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar |
| City | Patan |
| District | Patan |
| State | Gujarat |
| Address | Hingalacharchar |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Patan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0USMB01 for the The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar, Patan, Gujarat, are allotted a unique IFSC like GSCB0USMB01 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Patan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Patan and Patan.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0USMB01
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar in Patan.
For example, the IFSC Code GSCB0USMB01 of The Gujarat State Cooperative Bank Limited for the The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar branch includes these elements, identifying the bank and the branch location in Patan and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are looking for the IFSC Code GSCB0USMB01 of The Gujarat State Cooperative Bank Limited for its The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar branch located in Patan, the following methods can help:
Cheque Book
The cheque book that is issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Gujarat State Cooperative Bank Limited branches in Patan and Patan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Gujarat State Cooperative Bank Limited and look for the branch locator section, then search for The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar or Patan to get the exact IFSC Code GSCB0USMB01.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Gujarat State Cooperative Bank Limited and Patan, then it will provide you proper information.
How to Use IFSC Code GSCB0USMB01 for Online Transfers?
Once you have the IFSC Code GSCB0USMB01 for the The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar branch of The Gujarat State Cooperative Bank Limited in Patan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0USMB01. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0USMB01.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar in Patan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Sardar Gunj Merc Co Op Bank Ltd Hingalachachar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Patan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0USMB01.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Hingalacharchar located in Patan, Patan, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.