Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd.Lunawada branch in Mahisagar, Lunawada, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Mahisagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0PDC019. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd.Lunawada, Mahisagar
The table below shows the main details of the IFSC Code GSCB0PDC019 for the The Gujarat State Cooperative Bank Limited branch in Mahisagar, which falls under the Lunawada district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0PDC019 |
| Branch | The Panchmahal District Co Op Bank Ltd.Lunawada |
| City | Mahisagar |
| District | Lunawada |
| State | Gujarat |
| Address | At And Po.Lunawada 389 230, Ta.Lunawada,Dist.Mahisagar |
These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mahisagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0PDC019 for the The Panchmahal District Co Op Bank Ltd.Lunawada branch of The Gujarat State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0PDC019 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Panchmahal District Co Op Bank Ltd.Lunawada, Mahisagar, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Mahisagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Mahisagar and Lunawada.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Lunawada doesn't end up at another location.
Format of the IFSC Code GSCB0PDC019
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Panchmahal District Co Op Bank Ltd.Lunawada in Mahisagar.
For example, the IFSC Code GSCB0PDC019 of The Gujarat State Cooperative Bank Limited for the The Panchmahal District Co Op Bank Ltd.Lunawada branch has these elements, identifying the bank and the branch location in Mahisagar and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0PDC019 of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd.Lunawada branch located in Mahisagar, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Mahisagar and Lunawada, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Panchmahal District Co Op Bank Ltd.Lunawada or Mahisagar to find the exact IFSC Code GSCB0PDC019.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Mahisagar will provide accurate information.
How to Use IFSC Code GSCB0PDC019 for Online Transfers?
Once you have the IFSC Code GSCB0PDC019 for the The Panchmahal District Co Op Bank Ltd.Lunawada branch of The Gujarat State Cooperative Bank Limited in Mahisagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0PDC019. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0PDC019.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Panchmahal District Co Op Bank Ltd.Lunawada in Mahisagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd.Lunawada, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Mahisagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0PDC019.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At And Po.Lunawada 389 230, Ta.Lunawada,Dist.Mahisagar located in Mahisagar, Lunawada, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.