Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch in Mahisagar, Lunawada, or Gujarat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Gujarat State Cooperative Bank Limited located in Mahisagar or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0PDC064. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada, Mahisagar
Here are some of the key details that come with the IFSC Code GSCB0PDC064 of The Gujarat State Cooperative Bank Limited for its branch located in Mahisagar, within the district of Lunawada in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0PDC064 |
| Branch | The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada |
| City | Mahisagar |
| District | Lunawada |
| State | Gujarat |
| Address | Beside Chhapaiya Dham Society, Vardhari Road, At.Po. And Ta-Lunawada, Dist-Mahisagar-389230 |
These details are important not only for users using online banking but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Mahisagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code GSCB0PDC064 for the The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch of The Gujarat State Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada, Mahisagar, Gujarat, are given a unique IFSC like GSCB0PDC064 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Mahisagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Mahisagar and Lunawada.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada goes to the correct branch. This is important because The Gujarat State Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code GSCB0PDC064
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Gujarat State Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada in Mahisagar.
For example, the IFSC Code GSCB0PDC064 of The Gujarat State Cooperative Bank Limited for the The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch has these elements, identifying the bank and the branch location in Mahisagar and Gujarat correctly.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0PDC064 of The Gujarat State Cooperative Bank Limited for its The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch located in Mahisagar, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Gujarat State Cooperative Bank Limited branches in Mahisagar and Lunawada, print them on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada or Mahisagar to get the exact IFSC Code GSCB0PDC064.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Mahisagar, you'll get the correct details.
How to Use IFSC Code GSCB0PDC064 for Online Transfers?
Once you have the IFSC Code GSCB0PDC064 for the The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada branch of The Gujarat State Cooperative Bank Limited in Mahisagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0PDC064. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0PDC064.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada in Mahisagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Panchmahal District Co Op Bank Ltd Vardhari Road Lunawada, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Mahisagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0PDC064.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Beside Chhapaiya Dham Society, Vardhari Road, At.Po. And Ta-Lunawada, Dist-Mahisagar-389230 located in Mahisagar, Lunawada, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.