There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Kachchh District Central Co Op Bank Ltd Gandhidham branch in Kachchh, Gandhidham, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Gujarat State Cooperative Bank Limited situated in Kachchh or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code GSCB0KTC011. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Kachchh District Central Co Op Bank Ltd Gandhidham, Kachchh
Here are some of the key details that come with the IFSC Code GSCB0KTC011 of The Gujarat State Cooperative Bank Limited for its branch located in Kachchh, within the district of Gandhidham in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0KTC011 |
| Branch | The Kachchh District Central Co Op Bank Ltd Gandhidham |
| City | Kachchh |
| District | Gandhidham |
| State | Gujarat |
| Address | Raj Dip Shopping Centre Pl No 15 Sectore No 9 A Ground Floor Gandhidham Pin 370201 |
These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Kachchh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0KTC011 for the The Kachchh District Central Co Op Bank Ltd Gandhidham branch of The Gujarat State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like GSCB0KTC011 is given to every bank branch, including The Gujarat State Cooperative Bank Limited located in The Kachchh District Central Co Op Bank Ltd Gandhidham, Kachchh, Gujarat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Gujarat State Cooperative Bank Limited branch in Kachchh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Kachchh and Gandhidham.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Gandhidham doesn't end up at another location.
Format of the IFSC Code GSCB0KTC011
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Gujarat State Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Kachchh District Central Co Op Bank Ltd Gandhidham in Kachchh.
For example, the IFSC Code GSCB0KTC011 of The Gujarat State Cooperative Bank Limited for the The Kachchh District Central Co Op Bank Ltd Gandhidham branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0KTC011 of The Gujarat State Cooperative Bank Limited for its The Kachchh District Central Co Op Bank Ltd Gandhidham branch located in Kachchh, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Kachchh and Gandhidham, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Kachchh District Central Co Op Bank Ltd Gandhidham or Kachchh to find the exact IFSC Code GSCB0KTC011.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Kachchh will provide accurate information.
How to Use IFSC Code GSCB0KTC011 for Online Transfers?
Once you have the IFSC Code GSCB0KTC011 for the The Kachchh District Central Co Op Bank Ltd Gandhidham branch of The Gujarat State Cooperative Bank Limited in Kachchh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code GSCB0KTC011. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0KTC011.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Gujarat State Cooperative Bank Limited The Kachchh District Central Co Op Bank Ltd Gandhidham in Kachchh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Kachchh District Central Co Op Bank Ltd Gandhidham, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kachchh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0KTC011.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Raj Dip Shopping Centre Pl No 15 Sectore No 9 A Ground Floor Gandhidham Pin 370201 located in Kachchh, Gandhidham, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.