The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Gandhidham Mercantile Coop Bank Ltd branch in Kachchh, Gandhidham, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Gujarat State Cooperative Bank Limited located in Kachchh or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0UGMCBL. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Gandhidham Mercantile Coop Bank Ltd, Kachchh
The table below shows the main details of the IFSC Code GSCB0UGMCBL for the The Gujarat State Cooperative Bank Limited branch in Kachchh, which falls under the Gandhidham district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0UGMCBL |
| Branch | The Gandhidham Mercantile Coop Bank Ltd |
| City | Kachchh |
| District | Gandhidham |
| State | Gujarat |
| Address | The Gandhidham Mercantile Coop Bank Ltd.,Gmcb Bhavan,Plot No.12,Sector No.9,Gandhidham - 370 201 Dist.Kachchh |
These details are essential not only for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Kachchh for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0UGMCBL for the The Gandhidham Mercantile Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Gujarat State Cooperative Bank Limited located in The Gandhidham Mercantile Coop Bank Ltd, Kachchh, Gujarat, is provided a unique IFSC like GSCB0UGMCBL so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Gujarat State Cooperative Bank Limited branch in Kachchh.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kachchh and Gandhidham.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Gujarat State Cooperative Bank Limited in The Gandhidham Mercantile Coop Bank Ltd do not get misguided to another person.
Format of the IFSC Code GSCB0UGMCBL
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Gandhidham Mercantile Coop Bank Ltd in Kachchh.
For example, the IFSC Code GSCB0UGMCBL of The Gujarat State Cooperative Bank Limited for the The Gandhidham Mercantile Coop Bank Ltd branch includes these elements, identifying the bank and the branch location in Kachchh and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
If you are trying to find the IFSC Code GSCB0UGMCBL of The Gujarat State Cooperative Bank Limited for its The Gandhidham Mercantile Coop Bank Ltd branch located in Kachchh, the following methods can help:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Kachchh and Gandhidham, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and navigate to the branch locator section. Search for The Gandhidham Mercantile Coop Bank Ltd or Kachchh to get the exact IFSC Code GSCB0UGMCBL.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Gujarat State Cooperative Bank Limited and Kachchh, you'll get the correct details.
How to Use IFSC Code GSCB0UGMCBL for Online Transfers?
If you have the IFSC Code GSCB0UGMCBL for the The Gandhidham Mercantile Coop Bank Ltd branch of The Gujarat State Cooperative Bank Limited in Kachchh, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0UGMCBL. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0UGMCBL.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Gandhidham Mercantile Coop Bank Ltd in Kachchh, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Gandhidham Mercantile Coop Bank Ltd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kachchh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0UGMCBL.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is The Gandhidham Mercantile Coop Bank Ltd.,Gmcb Bhavan,Plot No.12,Sector No.9,Gandhidham - 370 201 Dist.Kachchh located in Kachchh, Gandhidham, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.