Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Gujarat State Cooperative Bank Limited for its The Baroda Central Co Op Bank Ltd Chhotaudepur branch in Chhotaudepur, Vadodara, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Gujarat State Cooperative Bank Limited located in Chhotaudepur or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code GSCB0BRD012. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Gujarat State Cooperative Bank Limited, The Baroda Central Co Op Bank Ltd Chhotaudepur, Chhotaudepur
Here are the main details that are associated with the IFSC Code GSCB0BRD012 of The Gujarat State Cooperative Bank Limited for its branch located in Chhotaudepur, within the district of Vadodara in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Gujarat State Cooperative Bank Limited |
| IFSC Code | GSCB0BRD012 |
| Branch | The Baroda Central Co Op Bank Ltd Chhotaudepur |
| City | Chhotaudepur |
| District | Vadodara |
| State | Gujarat |
| Address | Chhotadepur Branch Po Chhotadepur Di Chhotadepur Pin No 391165 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Gujarat State Cooperative Bank Limited in Chhotaudepur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code GSCB0BRD012 for the The Baroda Central Co Op Bank Ltd Chhotaudepur branch of The Gujarat State Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Gujarat State Cooperative Bank Limited located in The Baroda Central Co Op Bank Ltd Chhotaudepur, Chhotaudepur, Gujarat, are allotted a unique IFSC like GSCB0BRD012 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Chhotaudepur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Chhotaudepur and Vadodara.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Gujarat State Cooperative Bank Limited in The Baroda Central Co Op Bank Ltd Chhotaudepur reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code GSCB0BRD012
The format of the IFSC Code for banks, including The Gujarat State Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Gujarat State Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Baroda Central Co Op Bank Ltd Chhotaudepur in Chhotaudepur.
For example, the IFSC Code GSCB0BRD012 of The Gujarat State Cooperative Bank Limited for the The Baroda Central Co Op Bank Ltd Chhotaudepur branch includes these elements, identifying the bank and the branch location in Chhotaudepur and Gujarat accurately.
How to Find IFSC Code for The Gujarat State Cooperative Bank Limited?
To find the IFSC Code GSCB0BRD012 of The Gujarat State Cooperative Bank Limited for its The Baroda Central Co Op Bank Ltd Chhotaudepur branch located in Chhotaudepur, the following methods can help you out:
Cheque Book
The cheque book issued by The Gujarat State Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Gujarat State Cooperative Bank Limited branches in Chhotaudepur and Vadodara, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Gujarat State Cooperative Bank Limited and go to the branch locator section. Then search for The Baroda Central Co Op Bank Ltd Chhotaudepur or Chhotaudepur to find the exact IFSC Code GSCB0BRD012.
Mobile Banking App
If you use The Gujarat State Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Gujarat State Cooperative Bank Limited and Chhotaudepur will provide accurate information.
How to Use IFSC Code GSCB0BRD012 for Online Transfers?
Once you have the IFSC Code GSCB0BRD012 for the The Baroda Central Co Op Bank Ltd Chhotaudepur branch of The Gujarat State Cooperative Bank Limited in Chhotaudepur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code GSCB0BRD012. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Gujarat State Cooperative Bank Limited IFSC Code GSCB0BRD012.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Gujarat State Cooperative Bank Limited The Baroda Central Co Op Bank Ltd Chhotaudepur in Chhotaudepur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Gujarat State Cooperative Bank Limited in The Baroda Central Co Op Bank Ltd Chhotaudepur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Gujarat State Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Chhotaudepur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is GSCB0BRD012.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Chhotadepur Branch Po Chhotadepur Di Chhotadepur Pin No 391165 located in Chhotaudepur, Vadodara, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.