Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Burdwan Central Co-Operative Bank Ltd for its Dewandighi branch in Bardhaman, Purba Bardhaman, or West Bengal, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Burdwan Central Co-Operative Bank Ltd located in Bardhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BUCB0000138. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Burdwan Central Co-Operative Bank Ltd, Dewandighi, Bardhaman
Here are the main details that are associated with the IFSC Code BUCB0000138 of The Burdwan Central Co-Operative Bank Ltd for its branch located in Bardhaman, within the district of Purba Bardhaman in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | The Burdwan Central Co-Operative Bank Ltd |
| IFSC Code | BUCB0000138 |
| Branch | Dewandighi |
| City | Bardhaman |
| District | Purba Bardhaman |
| State | West Bengal |
| Address | Saraitikar Gram Panchayet Building Dewandighi P O - Mirzapur Dist - Purba Bardhaman Pin Code - 713102 |
These details helps users in online banking and for businesses and individuals who use The Burdwan Central Co-Operative Bank Ltd in Bardhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BUCB0000138 for the Dewandighi branch of The Burdwan Central Co-Operative Bank Ltd plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Burdwan Central Co-Operative Bank Ltd located in Dewandighi, Bardhaman, West Bengal, is provided a unique IFSC like BUCB0000138 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Burdwan Central Co-Operative Bank Ltd branch in Bardhaman.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bardhaman and Purba Bardhaman.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for The Burdwan Central Co-Operative Bank Ltd in Dewandighi do not get misguided to another person.
Format of the IFSC Code BUCB0000138
The format of the IFSC Code for banks, including The Burdwan Central Co-Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Burdwan Central Co-Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dewandighi in Bardhaman.
For example, the IFSC Code BUCB0000138 of The Burdwan Central Co-Operative Bank Ltd for the Dewandighi branch includes these elements, identifying the bank and the branch location in Bardhaman and West Bengal accurately.
How to Find IFSC Code for The Burdwan Central Co-Operative Bank Ltd?
If you are trying to find the IFSC Code BUCB0000138 of The Burdwan Central Co-Operative Bank Ltd for its Dewandighi branch located in Bardhaman, the following methods can help:
Cheque Book
The cheque books that are issued by The Burdwan Central Co-Operative Bank Ltd include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Burdwan Central Co-Operative Bank Ltd branches in Bardhaman and Purba Bardhaman, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Burdwan Central Co-Operative Bank Ltd and find the branch locator section. Search for Dewandighi or Bardhaman to get the exact IFSC Code BUCB0000138.
Mobile Banking App
If you use The Burdwan Central Co-Operative Bank Ltd's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Burdwan Central Co-Operative Bank Ltd and Bardhaman that will provide accurate information.
How to Use IFSC Code BUCB0000138 for Online Transfers?
Once you have the IFSC Code BUCB0000138 for the Dewandighi branch of The Burdwan Central Co-Operative Bank Ltd in Bardhaman, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BUCB0000138. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Burdwan Central Co-Operative Bank Ltd IFSC Code BUCB0000138.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Burdwan Central Co-Operative Bank Ltd Dewandighi in Bardhaman, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Burdwan Central Co-Operative Bank Ltd in Dewandighi, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Burdwan Central Co-Operative Bank Ltd website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Bardhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is BUCB0000138.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Saraitikar Gram Panchayet Building Dewandighi P O - Mirzapur Dist - Purba Bardhaman Pin Code - 713102 located in Bardhaman, Purba Bardhaman, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.