For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Burdwan Central Co-Operative Bank Ltd for its Katwa branch in Katwa, Purba Bardhaman, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Burdwan Central Co-Operative Bank Ltd located in Katwa or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code BUCB0000108. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Burdwan Central Co-Operative Bank Ltd, Katwa, Katwa
The table below shows the main details of the IFSC Code BUCB0000108 for the The Burdwan Central Co-Operative Bank Ltd branch in Katwa, which falls under the Purba Bardhaman district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | The Burdwan Central Co-Operative Bank Ltd |
| IFSC Code | BUCB0000108 |
| Branch | Katwa |
| City | Katwa |
| District | Purba Bardhaman |
| State | West Bengal |
| Address | P O - Katwa Dist - Purba Bardhaman Pin Code - 713130 |
These details are essential not only for online banking users but also for businesses and individuals who use The Burdwan Central Co-Operative Bank Ltd in Katwa for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code BUCB0000108 for the Katwa branch of The Burdwan Central Co-Operative Bank Ltd plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Burdwan Central Co-Operative Bank Ltd located in Katwa, Katwa, West Bengal, are allotted a unique IFSC like BUCB0000108 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Katwa.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Katwa and Purba Bardhaman.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Burdwan Central Co-Operative Bank Ltd in Katwa reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code BUCB0000108
The format of the IFSC Code for banks, including The Burdwan Central Co-Operative Bank Ltd, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Burdwan Central Co-Operative Bank Ltd, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Katwa in Katwa.
For example, the IFSC Code BUCB0000108 of The Burdwan Central Co-Operative Bank Ltd for the Katwa branch includes these elements, identifying the bank and the branch location in Katwa and West Bengal accurately.
How to Find IFSC Code for The Burdwan Central Co-Operative Bank Ltd?
If you are trying to find the IFSC Code BUCB0000108 of The Burdwan Central Co-Operative Bank Ltd for its Katwa branch located in Katwa, the following methods can help:
Cheque Book
The cheque book issued by The Burdwan Central Co-Operative Bank Ltd includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Burdwan Central Co-Operative Bank Ltd branches in Katwa and Purba Bardhaman, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Burdwan Central Co-Operative Bank Ltd and navigate to the branch locator section. Search for Katwa or Katwa to get the exact IFSC Code BUCB0000108.
Mobile Banking App
If you use The Burdwan Central Co-Operative Bank Ltd's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Burdwan Central Co-Operative Bank Ltd and Katwa, you'll get the correct details.
How to Use IFSC Code BUCB0000108 for Online Transfers?
Once you have the IFSC Code BUCB0000108 for the Katwa branch of The Burdwan Central Co-Operative Bank Ltd in Katwa, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code BUCB0000108. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Burdwan Central Co-Operative Bank Ltd IFSC Code BUCB0000108.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Burdwan Central Co-Operative Bank Ltd Katwa in Katwa, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Burdwan Central Co-Operative Bank Ltd in Katwa, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Burdwan Central Co-Operative Bank Ltd website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Katwa manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is BUCB0000108.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is P O - Katwa Dist - Purba Bardhaman Pin Code - 713130 located in Katwa, Purba Bardhaman, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.