IFSC Code of Suryoday Small Finance Bank Limited, Jhinkiria, Cuttack, Odisha — SURY0000061

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Suryoday Small Finance Bank Limited for its Jhinkiria branch in Cuttack, Cuttack, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Suryoday Small Finance Bank Limited located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SURY0000061. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Suryoday Small Finance Bank Limited, Jhinkiria, Cuttack

Here are the key points that are associated with the IFSC Code SURY0000061 of Suryoday Small Finance Bank Limited for its branch located in Cuttack, within the district of Cuttack in the state of Odisha.

These details are crucial, not just for online banking users but also for businesses and individuals who use Suryoday Small Finance Bank Limited in Cuttack for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SURY0000061 for the Jhinkiria branch of Suryoday Small Finance Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SURY0000061 is given to every bank branch, including Suryoday Small Finance Bank Limited located in Jhinkiria, Cuttack, Odisha, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Suryoday Small Finance Bank Limited branch in Cuttack.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Cuttack and Cuttack.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Suryoday Small Finance Bank Limited in Jhinkiria doesn't end up at another location.

Format of the IFSC Code SURY0000061

This is the format of the IFSC Code for banks, including Suryoday Small Finance Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Suryoday Small Finance Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Jhinkiria in Cuttack.

For example, the IFSC Code SURY0000061 of Suryoday Small Finance Bank Limited for the Jhinkiria branch includes these elements, identifying the bank and the branch location in Cuttack and Odisha accurately.

How to Find IFSC Code for Suryoday Small Finance Bank Limited?

To find the IFSC Code SURY0000061 of Suryoday Small Finance Bank Limited for its Jhinkiria branch located in Cuttack, the following methods can help you out:

Cheque Book

The cheque book issued by Suryoday Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Suryoday Small Finance Bank Limited branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Suryoday Small Finance Bank Limited and go to the branch locator section. Then search for Jhinkiria or Cuttack to find the exact IFSC Code SURY0000061.

Mobile Banking App

If you use Suryoday Small Finance Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Suryoday Small Finance Bank Limited and Cuttack will provide accurate information.

How to Use IFSC Code SURY0000061 for Online Transfers?

If you have the IFSC Code SURY0000061 for the Jhinkiria branch of Suryoday Small Finance Bank Limited in Cuttack, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SURY0000061. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Suryoday Small Finance Bank Limited IFSC Code SURY0000061.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Suryoday Small Finance Bank Limited Jhinkiria in Cuttack, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Suryoday Small Finance Bank Limited in Jhinkiria, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Suryoday Small Finance Bank Limited website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Cuttack manage online transfers as well as cheque clearances with ease.