The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Suryoday Small Finance Bank Limited for its Gunjarpur branch in Cuttack, Cuttack, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Suryoday Small Finance Bank Limited located in Cuttack or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SURY0000055. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Suryoday Small Finance Bank Limited, Gunjarpur, Cuttack
Here are some of the key details that come with the IFSC Code SURY0000055 of Suryoday Small Finance Bank Limited for its branch located in Cuttack, within the district of Cuttack in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Suryoday Small Finance Bank Limited |
| IFSC Code | SURY0000055 |
| Branch | Gunjarpur |
| City | Cuttack |
| District | Cuttack |
| State | Odisha |
| Address | At-Gunjarpur,P.O - Bhoirpur,P.S-Jagatpur,Dist-Cuttack |
These details help users in online banking and for businesses and individuals who use Suryoday Small Finance Bank Limited in Cuttack for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SURY0000055 for the Gunjarpur branch of Suryoday Small Finance Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Suryoday Small Finance Bank Limited located in Gunjarpur, Cuttack, Odisha, are given a unique IFSC like SURY0000055 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Cuttack.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Cuttack and Cuttack.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Suryoday Small Finance Bank Limited in Gunjarpur goes to the correct branch. This is important because Suryoday Small Finance Bank Limited has thousands of branches in Odisha and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SURY0000055
This is the format of the IFSC Code for banks, including Suryoday Small Finance Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Suryoday Small Finance Bank Limited, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Gunjarpur in Cuttack.
For example, the IFSC Code SURY0000055 of Suryoday Small Finance Bank Limited for the Gunjarpur branch includes these elements, identifying the bank and the branch location in Cuttack and Odisha accurately.
How to Find IFSC Code for Suryoday Small Finance Bank Limited?
If you are looking for the IFSC Code SURY0000055 of Suryoday Small Finance Bank Limited for its Gunjarpur branch located in Cuttack, the following methods can help:
Cheque Book
The cheque book that is issued by Suryoday Small Finance Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Suryoday Small Finance Bank Limited branches in Cuttack and Cuttack, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Suryoday Small Finance Bank Limited and look for the branch locator section, then search for Gunjarpur or Cuttack to get the exact IFSC Code SURY0000055.
Mobile Banking App
If you use Suryoday Small Finance Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Suryoday Small Finance Bank Limited and Cuttack, then it will provide you proper information.
How to Use IFSC Code SURY0000055 for Online Transfers?
Once you have the IFSC Code SURY0000055 for the Gunjarpur branch of Suryoday Small Finance Bank Limited in Cuttack, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SURY0000055. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Suryoday Small Finance Bank Limited IFSC Code SURY0000055.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Suryoday Small Finance Bank Limited Gunjarpur in Cuttack, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Suryoday Small Finance Bank Limited in Gunjarpur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Suryoday Small Finance Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Cuttack manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SURY0000055.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is At-Gunjarpur,P.O - Bhoirpur,P.S-Jagatpur,Dist-Cuttack located in Cuttack, Cuttack, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.