There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Tripura University Campus branch in West Tripura, Agartala, Tripura, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in West Tripura or anywhere in Tripura can easily transfer funds instantly by using the correct IFSC Code SBIN0010495. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Tripura University Campus, West Tripura
Here are some of the key details that come with the IFSC Code SBIN0010495 of State Bank Of India for its branch located in West Tripura, within the district of Agartala in the state of Tripura.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0010495 |
| Branch | Tripura University Campus |
| City | West Tripura |
| District | Agartala |
| State | Tripura |
| Address | Surjya Manai Nagar Tripura University Campus Tripura 799130 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in West Tripura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0010495 for the Tripura University Campus branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Tripura University Campus, West Tripura, Tripura, are given a unique IFSC like SBIN0010495 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in West Tripura.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like West Tripura and Agartala.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in Tripura University Campus goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tripura and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0010495
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tripura University Campus in West Tripura.
For example, the IFSC Code SBIN0010495 of State Bank Of India for the Tripura University Campus branch has these elements, identifying the bank and the branch location in West Tripura and Tripura correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0010495 of State Bank Of India for its Tripura University Campus branch located in West Tripura, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in West Tripura and Agartala, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Tripura University Campus or West Tripura to get the exact IFSC Code SBIN0010495.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and West Tripura, you'll get the correct details.
How to Use IFSC Code SBIN0010495 for Online Transfers?
If you have the IFSC Code SBIN0010495 for the Tripura University Campus branch of State Bank Of India in West Tripura, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0010495. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0010495.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Tripura University Campus in West Tripura, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Tripura University Campus, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in West Tripura manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0010495.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Surjya Manai Nagar Tripura University Campus Tripura 799130 located in West Tripura, Agartala, Tripura.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.