The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Cr Road branch in West Tripura, Agartala, Tripura, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of State Bank Of India located in West Tripura or anywhere in Tripura can transfer funds instantly by using the correct IFSC Code SBIN0008402. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for State Bank Of India, Cr Road, West Tripura

Here are some of the key details that come with the IFSC Code SBIN0008402 of State Bank Of India for its branch located in West Tripura, within the district of Agartala in the state of Tripura.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0008402
Branch Cr Road
City West Tripura
District Agartala
State Tripura
Address Chittaranjan Rd Branch, Agartala,W Tripura, 799001

These details help users in online banking and for businesses and individuals who use State Bank Of India in West Tripura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0008402 for the Cr Road branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Cr Road, West Tripura, Tripura, are given a unique IFSC like SBIN0008402 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in West Tripura.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like West Tripura and Agartala.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Cr Road goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tripura and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0008402

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cr Road in West Tripura.

For example, the IFSC Code SBIN0008402 of State Bank Of India for the Cr Road branch includes these elements, identifying the bank and the branch location in West Tripura and Tripura accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0008402 of State Bank Of India for its Cr Road branch located in West Tripura, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in West Tripura and Agartala, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Cr Road or West Tripura to get the exact IFSC Code SBIN0008402.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and West Tripura, then it will provide you proper information.

How to Use IFSC Code SBIN0008402 for Online Transfers?

Once you have the IFSC Code SBIN0008402 for the Cr Road branch of State Bank Of India in West Tripura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0008402. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0008402.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Cr Road in West Tripura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Cr Road, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in West Tripura to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India Cr Road West Tripura?

The IFSC Code of the Cr Road West Tripura branch is SBIN0008402.

Is IFSC Code SBIN0008402 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the State Bank Of India Cr Road branch?

The branch is located at Chittaranjan Rd Branch, Agartala,W Tripura, 799001.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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