IFSC Code of State Bank Of India, Racc Uttarkashi, Uttarkashi, Uttarakhand- SBIN0062346

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Racc Uttarkashi branch in Uttarkashi, Uttarkashi, Uttarakhand, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Uttarkashi or anywhere in Uttarakhand can transfer funds instantly by using the correct IFSC Code SBIN0062346. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Racc Uttarkashi, Uttarkashi

Here are the key points that are associated with the IFSC Code SBIN0062346 of State Bank Of India for its branch located in Uttarkashi, within the district of Uttarkashi in the state of Uttarakhand.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Uttarkashi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062346 for the Racc Uttarkashi branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Racc Uttarkashi, Uttarkashi, Uttarakhand, is provided with a unique IFSC like SBIN0062346 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Uttarkashi.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Uttarkashi and Uttarkashi.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttarakhand and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Racc Uttarkashi do not get mixed with another location.

Format of the IFSC Code SBIN0062346

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Racc Uttarkashi in Uttarkashi.

For example, the IFSC Code SBIN0062346 of State Bank Of India for the Racc Uttarkashi branch includes these elements, identifying the bank and the branch location in Uttarkashi and Uttarakhand correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0062346 of State Bank Of India for its Racc Uttarkashi branch located in Uttarkashi, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Uttarkashi and Uttarkashi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Racc Uttarkashi or Uttarkashi to get the exact IFSC Code SBIN0062346.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Uttarkashi, then it will provide you proper information.

How to Use IFSC Code SBIN0062346 for Online Transfers?

Once you have the IFSC Code SBIN0062346 for the Racc Uttarkashi branch of State Bank Of India in Uttarkashi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0062346. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062346.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Racc Uttarkashi in Uttarkashi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Racc Uttarkashi, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttarkashi manage online transfers as well as cheque clearances with ease.