There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Cac Uttarkashi branch in Uttarkashi, Uttarkashi, Uttarakhand, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Uttarkashi or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code SBIN0062135. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Cac Uttarkashi, Uttarkashi

Here are the key points that are associated with the IFSC Code SBIN0062135 of State Bank Of India for its branch located in Uttarkashi, within the district of Uttarkashi in the state of Uttarakhand.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0062135
Branch Cac Uttarkashi
City Uttarkashi
District Uttarkashi
State Uttarakhand
Address Sbi Uttarkashi Branch, Uttarkashi Dist Uttarkashi Uttarkashi Uttarakhand-249193

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Uttarkashi for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0062135 for the Cac Uttarkashi branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Cac Uttarkashi, Uttarkashi, Uttarakhand, are given a unique IFSC like SBIN0062135 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Uttarkashi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Uttarkashi and Uttarkashi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Cac Uttarkashi goes to the correct branch. This is important because State Bank Of India has thousands of branches in Uttarakhand and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0062135

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Cac Uttarkashi in Uttarkashi.

For example, the IFSC Code SBIN0062135 of State Bank Of India for the Cac Uttarkashi branch includes these elements, identifying the bank and the branch location in Uttarkashi and Uttarakhand accurately.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0062135 of State Bank Of India for its Cac Uttarkashi branch located in Uttarkashi, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Uttarkashi and Uttarkashi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Cac Uttarkashi or Uttarkashi to get the exact IFSC Code SBIN0062135.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Uttarkashi, then it will provide you proper information.

How to Use IFSC Code SBIN0062135 for Online Transfers?

Once you have the IFSC Code SBIN0062135 for the Cac Uttarkashi branch of State Bank Of India in Uttarkashi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0062135. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0062135.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Cac Uttarkashi in Uttarkashi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Cac Uttarkashi, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Uttarkashi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Cac Uttarkashi, Uttarkashi?

The IFSC Code is SBIN0062135.

Is the IFSC Code SBIN0062135 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Cac Uttarkashi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cac Uttarkashi branch?

The address of the branch is Sbi Uttarkashi Branch, Uttarkashi Dist Uttarkashi Uttarkashi Uttarakhand-249193 located in Uttarkashi, Uttarkashi, Uttarakhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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