Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Samayapuram branch in Trichirappalli, Tiruchirapalli, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Trichirappalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0061686. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Samayapuram, Trichirappalli
Here are the key points that are associated with the IFSC Code SBIN0061686 of State Bank Of India for its branch located in Trichirappalli, within the district of Tiruchirapalli in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0061686 |
| Branch | Samayapuram |
| City | Trichirappalli |
| District | Tiruchirapalli |
| State | Tamil Nadu |
| Address | Shri Gangeya, 21/33 Chennai Main Road, Opp. Mariamman Temple Arch, Samayapuram, Tiruchirappalli - 621 112. |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Trichirappalli for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0061686 for the Samayapuram branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Samayapuram, Trichirappalli, Tamil Nadu, are allotted a unique IFSC like SBIN0061686 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Trichirappalli.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Trichirappalli and Tiruchirapalli.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in Samayapuram reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code SBIN0061686
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Samayapuram in Trichirappalli.
For example, the IFSC Code SBIN0061686 of State Bank Of India for the Samayapuram branch includes these elements, identifying the bank and the branch location in Trichirappalli and Tamil Nadu correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0061686 of State Bank Of India for its Samayapuram branch located in Trichirappalli, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Trichirappalli and Tiruchirapalli, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Samayapuram or Trichirappalli to get the exact IFSC Code SBIN0061686.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Trichirappalli, you'll get the correct details.
How to Use IFSC Code SBIN0061686 for Online Transfers?
Once you have the IFSC Code SBIN0061686 for the Samayapuram branch of State Bank Of India in Trichirappalli, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0061686. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0061686.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Samayapuram in Trichirappalli, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Samayapuram, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Trichirappalli to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0061686.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shri Gangeya, 21/33 Chennai Main Road, Opp. Mariamman Temple Arch, Samayapuram, Tiruchirappalli - 621 112. located in Trichirappalli, Tiruchirapalli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.