The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its Thillai Nagar, Tiruchirapalli branch in Tiruchiorappalli, Tiruchirapalli, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Tiruchiorappalli or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0012795. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, Thillai Nagar, Tiruchirapalli, Tiruchiorappalli
Here are the key points that are associated with the IFSC Code SBIN0012795 of State Bank Of India for its branch located in Tiruchiorappalli, within the district of Tiruchirapalli in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0012795 |
| Branch | Thillai Nagar, Tiruchirapalli |
| City | Tiruchiorappalli |
| District | Tiruchirapalli |
| State | Tamil Nadu |
| Address | M By S Jaishree Towers,C 142,6Th Cross,Thillai Nagar,Tiruchirapalli 620 018 |
These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Tiruchiorappalli for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012795 for the Thillai Nagar, Tiruchirapalli branch of State Bank Of India plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Thillai Nagar, Tiruchirapalli, Tiruchiorappalli, Tamil Nadu, is provided a unique IFSC like SBIN0012795 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Tiruchiorappalli.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tiruchiorappalli and Tiruchirapalli.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Thillai Nagar, Tiruchirapalli do not get misguided to another person.
Format of the IFSC Code SBIN0012795
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Thillai Nagar, Tiruchirapalli in Tiruchiorappalli.
For example, the IFSC Code SBIN0012795 of State Bank Of India for the Thillai Nagar, Tiruchirapalli branch includes these elements, identifying the bank and the branch location in Tiruchiorappalli and Tamil Nadu accurately.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0012795 of State Bank Of India for its Thillai Nagar, Tiruchirapalli branch located in Tiruchiorappalli, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Tiruchiorappalli and Tiruchirapalli, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Thillai Nagar, Tiruchirapalli or Tiruchiorappalli to get the exact IFSC Code SBIN0012795.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Tiruchiorappalli, then it will provide you proper information.
How to Use IFSC Code SBIN0012795 for Online Transfers?
Once you have the IFSC Code SBIN0012795 for the Thillai Nagar, Tiruchirapalli branch of State Bank Of India in Tiruchiorappalli, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0012795. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012795.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Thillai Nagar, Tiruchirapalli in Tiruchiorappalli, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Thillai Nagar, Tiruchirapalli, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tiruchiorappalli manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0012795.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is M By S Jaishree Towers,C 142,6Th Cross,Thillai Nagar,Tiruchirapalli 620 018 located in Tiruchiorappalli, Tiruchirapalli, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.