There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Sme, Tiruvannalamai branch in Tiruvannamalai, Tiruvannamalai, Tamil Nadu, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Tiruvannamalai or anywhere in Tamil Nadu can easily transfer funds instantly by using the correct IFSC Code SBIN0016849. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Sme, Tiruvannalamai, Tiruvannamalai
Here are the main details that are associated with the IFSC Code SBIN0016849 of State Bank Of India for its branch located in Tiruvannamalai, within the district of Tiruvannamalai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0016849 |
| Branch | Sme, Tiruvannalamai |
| City | Tiruvannamalai |
| District | Tiruvannamalai |
| State | Tamil Nadu |
| Address | Bsnl Str Building, Polur Road, Tiruvannamalai, Distt.Tiruvannamalai. Tamil Nadu 606601. |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Tiruvannamalai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0016849 for the Sme, Tiruvannalamai branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Sme, Tiruvannalamai, Tiruvannamalai, Tamil Nadu, is provided a unique IFSC like SBIN0016849 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Tiruvannamalai.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Tiruvannamalai and Tiruvannamalai.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Sme, Tiruvannalamai do not get misguided to another person.
Format of the IFSC Code SBIN0016849
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sme, Tiruvannalamai in Tiruvannamalai.
For example, the IFSC Code SBIN0016849 of State Bank Of India for the Sme, Tiruvannalamai branch includes these elements, identifying the bank and the branch location in Tiruvannamalai and Tamil Nadu accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0016849 of State Bank Of India for its Sme, Tiruvannalamai branch located in Tiruvannamalai, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Tiruvannamalai and Tiruvannamalai, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Sme, Tiruvannalamai or Tiruvannamalai to get the exact IFSC Code SBIN0016849.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Tiruvannamalai that will provide accurate information.
How to Use IFSC Code SBIN0016849 for Online Transfers?
Once you have the IFSC Code SBIN0016849 for the Sme, Tiruvannalamai branch of State Bank Of India in Tiruvannamalai, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0016849. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0016849.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Sme, Tiruvannalamai in Tiruvannamalai, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Sme, Tiruvannalamai, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Tiruvannamalai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0016849.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bsnl Str Building, Polur Road, Tiruvannamalai, Distt.Tiruvannamalai. Tamil Nadu 606601. located in Tiruvannamalai, Tiruvannamalai, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.