The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of State Bank Of India for its R And Db Racc Tiruvannamalai branch in Tiruvannamalai, Tiruvannamalai, Tamil Nadu, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of State Bank Of India located in Tiruvannamalai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0062482. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for State Bank Of India, R And Db Racc Tiruvannamalai, Tiruvannamalai
Here are the main details that are associated with the IFSC Code SBIN0062482 of State Bank Of India for its branch located in Tiruvannamalai, within the district of Tiruvannamalai in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0062482 |
| Branch | R And Db Racc Tiruvannamalai |
| City | Tiruvannamalai |
| District | Tiruvannamalai |
| State | Tamil Nadu |
| Address | 34, Kosa Mada Street, Tiruvannamalai |
These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Tiruvannamalai for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062482 for the R And Db Racc Tiruvannamalai branch of State Bank Of India has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in R And Db Racc Tiruvannamalai, Tiruvannamalai, Tamil Nadu, are allotted a unique IFSC like SBIN0062482 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tiruvannamalai.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Tiruvannamalai and Tiruvannamalai.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in R And Db Racc Tiruvannamalai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.
Format of the IFSC Code SBIN0062482
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like R And Db Racc Tiruvannamalai in Tiruvannamalai.
For example, the IFSC Code SBIN0062482 of State Bank Of India for the R And Db Racc Tiruvannamalai branch has these elements, identifying the bank and the branch location in Tiruvannamalai and Tamil Nadu correctly.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0062482 of State Bank Of India for its R And Db Racc Tiruvannamalai branch located in Tiruvannamalai, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Tiruvannamalai and Tiruvannamalai, print them on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for R And Db Racc Tiruvannamalai or Tiruvannamalai to get the exact IFSC Code SBIN0062482.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Tiruvannamalai, you'll get the correct details.
How to Use IFSC Code SBIN0062482 for Online Transfers?
Once you have the IFSC Code SBIN0062482 for the R And Db Racc Tiruvannamalai branch of State Bank Of India in Tiruvannamalai, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0062482. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062482.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India R And Db Racc Tiruvannamalai in Tiruvannamalai may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in R And Db Racc Tiruvannamalai, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Tiruvannamalai manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the R And Db Racc Tiruvannamalai Tiruvannamalai branch is SBIN0062482.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 34, Kosa Mada Street, Tiruvannamalai.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.