IFSC Code of State Bank Of India, Swamimalai, Kumbakonam, Tamil Nadu — SBIN0018169

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Swamimalai branch in Thanjavur, Kumbakonam, Tamil Nadu, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Thanjavur or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0018169. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Swamimalai, Thanjavur

Here are the main details that are associated with the IFSC Code SBIN0018169 of State Bank Of India for its branch located in Thanjavur, within the district of Kumbakonam in the state of Tamil Nadu.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Thanjavur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0018169 for the Swamimalai branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0018169 is given to every bank branch, including State Bank Of India located in Swamimalai, Thanjavur, Tamil Nadu, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Thanjavur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Thanjavur and Kumbakonam.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Tamil Nadu and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Swamimalai doesn't end up at another location.

Format of the IFSC Code SBIN0018169

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Swamimalai in Thanjavur.

For example, the IFSC Code SBIN0018169 of State Bank Of India for the Swamimalai branch includes these elements, identifying the bank and the branch location in Thanjavur and Tamil Nadu accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0018169 of State Bank Of India for its Swamimalai branch located in Thanjavur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Thanjavur and Kumbakonam, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Swamimalai or Thanjavur to get the exact IFSC Code SBIN0018169.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Thanjavur, you'll get the correct details.

How to Use IFSC Code SBIN0018169 for Online Transfers?

If you have the IFSC Code SBIN0018169 for the Swamimalai branch of State Bank Of India in Thanjavur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0018169. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0018169.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Swamimalai in Thanjavur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Swamimalai, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Thanjavur manage their online transfers and cheque clearances easily.