For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its R And Db Racc Kumbakonam branch in Kumbakonam, Kumbakonam, Tamil Nadu, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Kumbakonam or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0062469. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, R And Db Racc Kumbakonam, Kumbakonam
Below in the table are the key details related to IFSC Code SBIN0062469 of State Bank Of India for its branch located in Kumbakonam, within the district of Kumbakonam in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0062469 |
| Branch | R And Db Racc Kumbakonam |
| City | Kumbakonam |
| District | Kumbakonam |
| State | Tamil Nadu |
| Address | 61 A-898 Dr Moorthy Road, Near Kumbakonam Municipality, Kumbakonam 612001 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Kumbakonam for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0062469 for the R And Db Racc Kumbakonam branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in R And Db Racc Kumbakonam, Kumbakonam, Tamil Nadu, are given a unique IFSC like SBIN0062469 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kumbakonam.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kumbakonam and Kumbakonam.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to State Bank Of India in R And Db Racc Kumbakonam goes to the correct branch. This is important because State Bank Of India has thousands of branches in Tamil Nadu and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SBIN0062469
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as R And Db Racc Kumbakonam in Kumbakonam.
For example, the IFSC Code SBIN0062469 of State Bank Of India for the R And Db Racc Kumbakonam branch includes these elements, identifying the bank and the branch location in Kumbakonam and Tamil Nadu accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0062469 of State Bank Of India for its R And Db Racc Kumbakonam branch located in Kumbakonam, the following methods can help:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including State Bank Of India branches in Kumbakonam and Kumbakonam, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of State Bank Of India and navigate to the branch locator section. Search for R And Db Racc Kumbakonam or Kumbakonam to get the exact IFSC Code SBIN0062469.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Kumbakonam, you'll get the correct details.
How to Use IFSC Code SBIN0062469 for Online Transfers?
Once you have the IFSC Code SBIN0062469 for the R And Db Racc Kumbakonam branch of State Bank Of India in Kumbakonam, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0062469. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0062469.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India R And Db Racc Kumbakonam in Kumbakonam may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in R And Db Racc Kumbakonam, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kumbakonam manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0062469.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 61 A-898 Dr Moorthy Road, Near Kumbakonam Municipality, Kumbakonam 612001 located in Kumbakonam, Kumbakonam, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.