IFSC Code of State Bank Of India, Nit Rourkela, Rourkela, Odisha — SBIN0002109

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Nit Rourkela branch in Surendranagar, Rourkela, Odisha, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Surendranagar or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SBIN0002109. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Nit Rourkela, Surendranagar

Here are the key points that are associated with the IFSC Code SBIN0002109 of State Bank Of India for its branch located in Surendranagar, within the district of Rourkela in the state of Odisha.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Surendranagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002109 for the Nit Rourkela branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Nit Rourkela, Surendranagar, Odisha, is provided a unique IFSC like SBIN0002109 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Surendranagar.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surendranagar and Rourkela.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Nit Rourkela do not get misguided to another person.

Format of the IFSC Code SBIN0002109

This is the format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For State Bank Of India, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Nit Rourkela in Surendranagar.

For example, the IFSC Code SBIN0002109 of State Bank Of India for the Nit Rourkela branch includes these elements, identifying the bank and the branch location in Surendranagar and Odisha accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0002109 of State Bank Of India for its Nit Rourkela branch located in Surendranagar, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Surendranagar and Rourkela, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Nit Rourkela or Surendranagar to find the exact IFSC Code SBIN0002109.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Surendranagar will provide accurate information.

How to Use IFSC Code SBIN0002109 for Online Transfers?

If you have the IFSC Code SBIN0002109 for the Nit Rourkela branch of State Bank Of India in Surendranagar, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0002109. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0002109.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Nit Rourkela in Surendranagar, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Nit Rourkela, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surendranagar manage their online transfers and cheque clearances easily.