For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its R S P Campus Branch, Rourkela branch in Sundergarh, Rourkela, Odisha, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Sundergarh or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code SBIN0012086. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, R S P Campus Branch, Rourkela, Sundergarh
Below in the table are the key details related to IFSC Code SBIN0012086 of State Bank Of India for its branch located in Sundergarh, within the district of Rourkela in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0012086 |
| Branch | R S P Campus Branch, Rourkela |
| City | Sundergarh |
| District | Rourkela |
| State | Odisha |
| Address | Rourkela Steel Plant,Rourkela,Distsundergarh769011 |
These details help users in online banking and for businesses and individuals who use State Bank Of India in Sundergarh for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0012086 for the R S P Campus Branch, Rourkela branch of State Bank Of India has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in R S P Campus Branch, Rourkela, Sundergarh, Odisha, are allotted a unique IFSC like SBIN0012086 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Sundergarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Sundergarh and Rourkela.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to State Bank Of India in R S P Campus Branch, Rourkela reaches the right place, even though there are thousands of branches in Odisha and across India.
Format of the IFSC Code SBIN0012086
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as R S P Campus Branch, Rourkela in Sundergarh.
For example, the IFSC Code SBIN0012086 of State Bank Of India for the R S P Campus Branch, Rourkela branch includes these elements, identifying the bank and the branch location in Sundergarh and Odisha accurately.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0012086 of State Bank Of India for its R S P Campus Branch, Rourkela branch located in Sundergarh, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Sundergarh and Rourkela, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for R S P Campus Branch, Rourkela or Sundergarh to find the exact IFSC Code SBIN0012086.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sundergarh will provide accurate information.
How to Use IFSC Code SBIN0012086 for Online Transfers?
Once you have the IFSC Code SBIN0012086 for the R S P Campus Branch, Rourkela branch of State Bank Of India in Sundergarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SBIN0012086. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0012086.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India R S P Campus Branch, Rourkela in Sundergarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in R S P Campus Branch, Rourkela, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sundergarh manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0012086.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Rourkela Steel Plant,Rourkela,Distsundergarh769011 located in Sundergarh, Rourkela, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.