For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Regional Business Office Srinagar branch in Srinagar, Srinagar, Jammu And Kashmir, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Srinagar or anywhere in Jammu And Kashmir can transfer funds instantly by using the correct IFSC Code SBIN0006176. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Regional Business Office Srinagar, Srinagar
Below in the table are the key details related to IFSC Code SBIN0006176 of State Bank Of India for its branch located in Srinagar, within the district of Srinagar in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0006176 |
| Branch | Regional Business Office Srinagar |
| City | Srinagar |
| District | Srinagar |
| State | Jammu And Kashmir |
| Address | Srinagar,Moulana Azad Road Srinagar,Distsrinagar 190001 |
These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Srinagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0006176 for the Regional Business Office Srinagar branch of State Bank Of India is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Regional Business Office Srinagar, Srinagar, Jammu And Kashmir, is provided a unique IFSC like SBIN0006176 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Srinagar.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Srinagar and Srinagar.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Jammu And Kashmir and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Regional Business Office Srinagar do not get misguided to another person.
Format of the IFSC Code SBIN0006176
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Regional Business Office Srinagar in Srinagar.
For example, the IFSC Code SBIN0006176 of State Bank Of India for the Regional Business Office Srinagar branch includes these elements, identifying the bank and the branch location in Srinagar and Jammu And Kashmir accurately.
How to Find IFSC Code for State Bank Of India?
If you are trying to find the IFSC Code SBIN0006176 of State Bank Of India for its Regional Business Office Srinagar branch located in Srinagar, the following methods can help:
Cheque Book
The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Srinagar and Srinagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and find the branch locator section. Search for Regional Business Office Srinagar or Srinagar to get the exact IFSC Code SBIN0006176.
Mobile Banking App
If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Srinagar that will provide accurate information.
How to Use IFSC Code SBIN0006176 for Online Transfers?
Once you have the IFSC Code SBIN0006176 for the Regional Business Office Srinagar branch of State Bank Of India in Srinagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0006176. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0006176.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Regional Business Office Srinagar in Srinagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Regional Business Office Srinagar, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Srinagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0006176.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Srinagar,Moulana Azad Road Srinagar,Distsrinagar 190001 located in Srinagar, Srinagar, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.