There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Ag,S Office Batmaloo Srinagar branch in Srinagar, Srinagar, Jammu And Kashmir, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of State Bank Of India situated in Srinagar or anywhere in Jammu And Kashmir can easily transfer funds instantly by using the correct IFSC Code SBIN0010458. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Ag,S Office Batmaloo Srinagar, Srinagar
Here are the key points that are associated with the IFSC Code SBIN0010458 of State Bank Of India for its branch located in Srinagar, within the district of Srinagar in the state of Jammu And Kashmir.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0010458 |
| Branch | Ag,S Office Batmaloo Srinagar |
| City | Srinagar |
| District | Srinagar |
| State | Jammu And Kashmir |
| Address | Bhat Complex, Batmaloo, Srinagar 190001 |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Srinagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0010458 for the Ag,S Office Batmaloo Srinagar branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0010458 is given to every bank branch, including State Bank Of India located in Ag,S Office Batmaloo Srinagar, Srinagar, Jammu And Kashmir, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the State Bank Of India branch in Srinagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Srinagar and Srinagar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Jammu And Kashmir and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Ag,S Office Batmaloo Srinagar doesn't end up at another location.
Format of the IFSC Code SBIN0010458
The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ag,S Office Batmaloo Srinagar in Srinagar.
For example, the IFSC Code SBIN0010458 of State Bank Of India for the Ag,S Office Batmaloo Srinagar branch has these elements, identifying the bank and the branch location in Srinagar and Jammu And Kashmir correctly.
How to Find IFSC Code for State Bank Of India?
To find the IFSC Code SBIN0010458 of State Bank Of India for its Ag,S Office Batmaloo Srinagar branch located in Srinagar, the following methods can help you out:
Cheque Book
The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including State Bank Of India branches in Srinagar and Srinagar, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of State Bank Of India and go to the branch locator section. Then search for Ag,S Office Batmaloo Srinagar or Srinagar to find the exact IFSC Code SBIN0010458.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Srinagar will provide accurate information.
How to Use IFSC Code SBIN0010458 for Online Transfers?
If you have the IFSC Code SBIN0010458 for the Ag,S Office Batmaloo Srinagar branch of State Bank Of India in Srinagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0010458. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0010458.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Ag,S Office Batmaloo Srinagar in Srinagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Ag,S Office Batmaloo Srinagar, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Srinagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0010458.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bhat Complex, Batmaloo, Srinagar 190001 located in Srinagar, Srinagar, Jammu And Kashmir.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.