Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its R And Db Racc Sirsa branch in Sirsa, Sirsa, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Sirsa or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code SBIN0063463. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, R And Db Racc Sirsa, Sirsa

Here are some of the key details that come with the IFSC Code SBIN0063463 of State Bank Of India for its branch located in Sirsa, within the district of Sirsa in the state of Haryana.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0063463
Branch R And Db Racc Sirsa
City Sirsa
District Sirsa
State Haryana
Address Racc Sirsa , State Bank Of India, Dabwali Road, Near Lal Garhia Hospital Sirsa

These details help users in online banking and for businesses and individuals who use State Bank Of India in Sirsa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063463 for the R And Db Racc Sirsa branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in R And Db Racc Sirsa, Sirsa, Haryana, are given a unique IFSC like SBIN0063463 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sirsa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sirsa and Sirsa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in R And Db Racc Sirsa goes to the correct branch. This is important because State Bank Of India has thousands of branches in Haryana and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0063463

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like R And Db Racc Sirsa in Sirsa.

For example, the IFSC Code SBIN0063463 of State Bank Of India for the R And Db Racc Sirsa branch has these elements, identifying the bank and the branch location in Sirsa and Haryana correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0063463 of State Bank Of India for its R And Db Racc Sirsa branch located in Sirsa, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Sirsa and Sirsa, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for R And Db Racc Sirsa or Sirsa to find the exact IFSC Code SBIN0063463.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Sirsa will provide accurate information.

How to Use IFSC Code SBIN0063463 for Online Transfers?

If you have the IFSC Code SBIN0063463 for the R And Db Racc Sirsa branch of State Bank Of India in Sirsa, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0063463. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0063463.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India R And Db Racc Sirsa in Sirsa, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in R And Db Racc Sirsa, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sirsa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in R And Db Racc Sirsa, Sirsa?

The IFSC Code is SBIN0063463.

Is the IFSC Code SBIN0063463 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India R And Db Racc Sirsa?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the R And Db Racc Sirsa branch?

The address of the branch is Racc Sirsa , State Bank Of India, Dabwali Road, Near Lal Garhia Hospital Sirsa located in Sirsa, Sirsa, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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