Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Cac, Sirsa branch in Sirsa, Sirsa, Haryana, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Sirsa or anywhere in Haryana can transfer funds instantly by using the correct IFSC Code SBIN0013128. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Cac, Sirsa, Sirsa

Here are the key points that are associated with the IFSC Code SBIN0013128 of State Bank Of India for its branch located in Sirsa, within the district of Sirsa in the state of Haryana.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0013128
Branch Cac, Sirsa
City Sirsa
District Sirsa
State Haryana
Address C/O State Bank Of India,,Main Branch,Sirsa, Dist Sirsa 125055

These details help users in online banking and for businesses and individuals who use State Bank Of India in Sirsa for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0013128 for the Cac, Sirsa branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Cac, Sirsa, Sirsa, Haryana, is provided with a unique IFSC like SBIN0013128 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the State Bank Of India branch in Sirsa.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sirsa and Sirsa.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Haryana and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Cac, Sirsa do not get mixed with another location.

Format of the IFSC Code SBIN0013128

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Cac, Sirsa in Sirsa.

For example, the IFSC Code SBIN0013128 of State Bank Of India for the Cac, Sirsa branch has these elements, identifying the bank and the branch location in Sirsa and Haryana correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0013128 of State Bank Of India for its Cac, Sirsa branch located in Sirsa, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Sirsa and Sirsa, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Cac, Sirsa or Sirsa to get the exact IFSC Code SBIN0013128.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Sirsa, you'll get the correct details.

How to Use IFSC Code SBIN0013128 for Online Transfers?

Once you have the IFSC Code SBIN0013128 for the Cac, Sirsa branch of State Bank Of India in Sirsa, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0013128. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013128.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Cac, Sirsa in Sirsa, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Cac, Sirsa, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sirsa manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Cac, Sirsa, Sirsa?

The IFSC Code is SBIN0013128.

Is the IFSC Code SBIN0013128 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Cac, Sirsa?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Cac, Sirsa branch?

The address of the branch is C/O State Bank Of India,,Main Branch,Sirsa, Dist Sirsa 125055 located in Sirsa, Sirsa, Haryana.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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