IFSC Code of State Bank Of India, S F Road Siliguri, Siliguri, West Bengal- SBIN0004789

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of State Bank Of India for its S F Road Siliguri branch in Siliguri, Siliguri, or West Bengal, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of State Bank Of India located in Siliguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0004789. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, S F Road Siliguri, Siliguri

The table below shows the main details of the IFSC Code SBIN0004789 for the State Bank Of India branch in Siliguri, which falls under the Siliguri district in West Bengal.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Siliguri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0004789 for the S F Road Siliguri branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in S F Road Siliguri, Siliguri, West Bengal, is provided a unique IFSC like SBIN0004789 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the State Bank Of India branch in Siliguri.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Siliguri and Siliguri.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in S F Road Siliguri do not get misguided to another person.

Format of the IFSC Code SBIN0004789

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as S F Road Siliguri in Siliguri.

For example, the IFSC Code SBIN0004789 of State Bank Of India for the S F Road Siliguri branch includes these elements, identifying the bank and the branch location in Siliguri and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0004789 of State Bank Of India for its S F Road Siliguri branch located in Siliguri, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Siliguri and Siliguri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for S F Road Siliguri or Siliguri to find the exact IFSC Code SBIN0004789.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Siliguri will provide accurate information.

How to Use IFSC Code SBIN0004789 for Online Transfers?

Once you have the IFSC Code SBIN0004789 for the S F Road Siliguri branch of State Bank Of India in Siliguri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0004789. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0004789.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India S F Road Siliguri in Siliguri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in S F Road Siliguri, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Siliguri manage online transfers as well as cheque clearances with ease.