IFSC Code of State Bank Of India, Racpc Malda, Siliguri, West Bengal- SBIN0064212

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Racpc Malda branch in Siliguri, Siliguri, West Bengal, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Siliguri or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code SBIN0064212. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Racpc Malda, Siliguri

Below in the table are the key details related to IFSC Code SBIN0064212 of State Bank Of India for its branch located in Siliguri, within the district of Siliguri in the state of West Bengal.

These details help users in online banking and for businesses and individuals who use State Bank Of India in Siliguri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0064212 for the Racpc Malda branch of State Bank Of India has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Racpc Malda, Siliguri, West Bengal, is provided with a unique IFSC like SBIN0064212 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Siliguri.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Siliguri and Siliguri.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Racpc Malda do not get mixed with another location.

Format of the IFSC Code SBIN0064212

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Racpc Malda in Siliguri.

For example, the IFSC Code SBIN0064212 of State Bank Of India for the Racpc Malda branch includes these elements, identifying the bank and the branch location in Siliguri and West Bengal correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0064212 of State Bank Of India for its Racpc Malda branch located in Siliguri, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Siliguri and Siliguri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Racpc Malda or Siliguri to get the exact IFSC Code SBIN0064212.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Siliguri, then it will provide you proper information.

How to Use IFSC Code SBIN0064212 for Online Transfers?

Once you have the IFSC Code SBIN0064212 for the Racpc Malda branch of State Bank Of India in Siliguri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0064212. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and State Bank Of India IFSC Code SBIN0064212.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for State Bank Of India Racpc Malda in Siliguri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Racpc Malda, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Siliguri manage online transfers as well as cheque clearances with ease.