IFSC Code of State Bank Of India, Rafiabad Kalan, Shahjahanpur, Uttar Pradesh — SBIN0018447

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Rafiabad Kalan branch in Shahjahanpur, Shahjahanpur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Shahjahanpur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code SBIN0018447. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Rafiabad Kalan, Shahjahanpur

The table below shows the main details of the IFSC Code SBIN0018447 for the State Bank Of India branch in Shahjahanpur, which falls under the Shahjahanpur district in Uttar Pradesh.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Shahjahanpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0018447 for the Rafiabad Kalan branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SBIN0018447 is given to every bank branch, including State Bank Of India located in Rafiabad Kalan, Shahjahanpur, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Shahjahanpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Shahjahanpur and Shahjahanpur.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for State Bank Of India in Rafiabad Kalan doesn't end up at another location.

Format of the IFSC Code SBIN0018447

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rafiabad Kalan in Shahjahanpur.

For example, the IFSC Code SBIN0018447 of State Bank Of India for the Rafiabad Kalan branch includes these elements, identifying the bank and the branch location in Shahjahanpur and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0018447 of State Bank Of India for its Rafiabad Kalan branch located in Shahjahanpur, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including State Bank Of India branches in Shahjahanpur and Shahjahanpur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Rafiabad Kalan or Shahjahanpur to get the exact IFSC Code SBIN0018447.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Shahjahanpur, you'll get the correct details.

How to Use IFSC Code SBIN0018447 for Online Transfers?

Once you have the IFSC Code SBIN0018447 for the Rafiabad Kalan branch of State Bank Of India in Shahjahanpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0018447. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0018447.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Rafiabad Kalan in Shahjahanpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Rafiabad Kalan, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Shahjahanpur manage their online transfers and cheque clearances easily.