Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Town Hall, Shahjahanpur branch in Kanpur Dehat, Shahjahanpur, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Kanpur Dehat or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code SBIN0003085. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Town Hall, Shahjahanpur, Kanpur Dehat

Here are the key points that are associated with the IFSC Code SBIN0003085 of State Bank Of India for its branch located in Kanpur Dehat, within the district of Shahjahanpur in the state of Uttar Pradesh.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0003085
Branch Town Hall, Shahjahanpur
City Kanpur Dehat
District Shahjahanpur
State Uttar Pradesh
Address Town Hall,Shahjahanpur

These details are crucial, not just for online banking users but also for businesses and individuals who use State Bank Of India in Kanpur Dehat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0003085 for the Town Hall, Shahjahanpur branch of State Bank Of India has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Town Hall, Shahjahanpur, Kanpur Dehat, Uttar Pradesh, is provided a unique IFSC like SBIN0003085 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Kanpur Dehat.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kanpur Dehat and Shahjahanpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Town Hall, Shahjahanpur do not get misguided to another person.

Format of the IFSC Code SBIN0003085

The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Town Hall, Shahjahanpur in Kanpur Dehat.

For example, the IFSC Code SBIN0003085 of State Bank Of India for the Town Hall, Shahjahanpur branch includes these elements, identifying the bank and the branch location in Kanpur Dehat and Uttar Pradesh correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0003085 of State Bank Of India for its Town Hall, Shahjahanpur branch located in Kanpur Dehat, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Kanpur Dehat and Shahjahanpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Town Hall, Shahjahanpur or Kanpur Dehat to get the exact IFSC Code SBIN0003085.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Kanpur Dehat, then it will provide you proper information.

How to Use IFSC Code SBIN0003085 for Online Transfers?

Once you have the IFSC Code SBIN0003085 for the Town Hall, Shahjahanpur branch of State Bank Of India in Kanpur Dehat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0003085. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0003085.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Town Hall, Shahjahanpur in Kanpur Dehat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Town Hall, Shahjahanpur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kanpur Dehat manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Town Hall, Shahjahanpur, Kanpur Dehat?

The IFSC Code is SBIN0003085.

Is the IFSC Code SBIN0003085 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Town Hall, Shahjahanpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Town Hall, Shahjahanpur branch?

The address of the branch is Town Hall,Shahjahanpur located in Kanpur Dehat, Shahjahanpur, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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