IFSC Code of State Bank Of India, Kilakkarai, Ramanathapuram, Tamil Nadu — SBIN0002223

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of State Bank Of India for its Kilakkarai branch in Ramanathapuram, Ramanathapuram, Tamil Nadu, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of State Bank Of India located in Ramanathapuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0002223. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Kilakkarai, Ramanathapuram

Below in the table are the key details related to IFSC Code SBIN0002223 of State Bank Of India for its branch located in Ramanathapuram, within the district of Ramanathapuram in the state of Tamil Nadu.

These details are essential not only for online banking users but also for businesses and individuals who use State Bank Of India in Ramanathapuram for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0002223 for the Kilakkarai branch of State Bank Of India plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Kilakkarai, Ramanathapuram, Tamil Nadu, is provided with a unique IFSC like SBIN0002223 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the State Bank Of India branch in Ramanathapuram.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Ramanathapuram and Ramanathapuram.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Tamil Nadu and the rest of India and the IFSC Code ensures that transactions meant for State Bank Of India in Kilakkarai do not get mixed with another location.

Format of the IFSC Code SBIN0002223

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kilakkarai in Ramanathapuram.

For example, the IFSC Code SBIN0002223 of State Bank Of India for the Kilakkarai branch has these elements, identifying the bank and the branch location in Ramanathapuram and Tamil Nadu correctly.

How to Find IFSC Code for State Bank Of India?

If you are looking for the IFSC Code SBIN0002223 of State Bank Of India for its Kilakkarai branch located in Ramanathapuram, the following methods can help:

Cheque Book

The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including State Bank Of India branches in Ramanathapuram and Ramanathapuram, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of State Bank Of India and look for the branch locator section, then search for Kilakkarai or Ramanathapuram to get the exact IFSC Code SBIN0002223.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Ramanathapuram, then it will provide you proper information.

How to Use IFSC Code SBIN0002223 for Online Transfers?

Once you have the IFSC Code SBIN0002223 for the Kilakkarai branch of State Bank Of India in Ramanathapuram, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0002223. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0002223.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Kilakkarai in Ramanathapuram, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Kilakkarai, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Ramanathapuram to handle online money transfers and get their cheques cleared smoothly.