Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Cac Ramanathapuram branch in Ramanathapuram, Ramanathapuram, Tamil Nadu, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Ramanathapuram or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code SBIN0063095. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for State Bank Of India, Cac Ramanathapuram, Ramanathapuram
Below in the table are the key details related to IFSC Code SBIN0063095 of State Bank Of India for its branch located in Ramanathapuram, within the district of Ramanathapuram in the state of Tamil Nadu.
| Particulars | Details |
|---|---|
| Bank | State Bank Of India |
| IFSC Code | SBIN0063095 |
| Branch | Cac Ramanathapuram |
| City | Ramanathapuram |
| District | Ramanathapuram |
| State | Tamil Nadu |
| Address | Rc Church Compound Salai Road Ramanathapuram -623501 Tamilnadu |
These details helps users in online banking and for businesses and individuals who use State Bank Of India in Ramanathapuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0063095 for the Cac Ramanathapuram branch of State Bank Of India plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Cac Ramanathapuram, Ramanathapuram, Tamil Nadu, is provided a unique IFSC like SBIN0063095 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the State Bank Of India branch in Ramanathapuram.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ramanathapuram and Ramanathapuram.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Tamil Nadu and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Cac Ramanathapuram do not get misguided to another person.
Format of the IFSC Code SBIN0063095
The format of the IFSC Code for banks, including State Bank Of India, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Cac Ramanathapuram in Ramanathapuram.
For example, the IFSC Code SBIN0063095 of State Bank Of India for the Cac Ramanathapuram branch includes these elements, identifying the bank and the branch location in Ramanathapuram and Tamil Nadu correctly.
How to Find IFSC Code for State Bank Of India?
If you are looking for the IFSC Code SBIN0063095 of State Bank Of India for its Cac Ramanathapuram branch located in Ramanathapuram, the following methods can help:
Cheque Book
The cheque book that is issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including State Bank Of India branches in Ramanathapuram and Ramanathapuram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of State Bank Of India and look for the branch locator section, then search for Cac Ramanathapuram or Ramanathapuram to get the exact IFSC Code SBIN0063095.
Mobile Banking App
If you use State Bank Of India's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for State Bank Of India and Ramanathapuram, then it will provide you proper information.
How to Use IFSC Code SBIN0063095 for Online Transfers?
Once you have the IFSC Code SBIN0063095 for the Cac Ramanathapuram branch of State Bank Of India in Ramanathapuram, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SBIN0063095. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0063095.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Cac Ramanathapuram in Ramanathapuram may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of State Bank Of India in Cac Ramanathapuram, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official State Bank Of India website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Ramanathapuram manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SBIN0063095.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Rc Church Compound Salai Road Ramanathapuram -623501 Tamilnadu located in Ramanathapuram, Ramanathapuram, Tamil Nadu.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.