IFSC Code of State Bank Of India, Raghunathpur, Raghunathpur, West Bengal — SBIN0008544

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Raghunathpur branch in Puruliya, Raghunathpur, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Puruliya or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code SBIN0008544. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Raghunathpur, Puruliya

Here are the main details that are associated with the IFSC Code SBIN0008544 of State Bank Of India for its branch located in Puruliya, within the district of Raghunathpur in the state of West Bengal.

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Puruliya for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0008544 for the Raghunathpur branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Raghunathpur, Puruliya, West Bengal, are allotted a unique IFSC like SBIN0008544 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Puruliya.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Puruliya and Raghunathpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to State Bank Of India in Raghunathpur reaches the right place, even though there are thousands of branches in West Bengal and across India.

Format of the IFSC Code SBIN0008544

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For State Bank Of India, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Raghunathpur in Puruliya.

For example, the IFSC Code SBIN0008544 of State Bank Of India for the Raghunathpur branch includes these elements, identifying the bank and the branch location in Puruliya and West Bengal accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0008544 of State Bank Of India for its Raghunathpur branch located in Puruliya, the following methods can help:

Cheque Book

The cheque books that are issued by State Bank Of India include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Puruliya and Raghunathpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and find the branch locator section. Search for Raghunathpur or Puruliya to get the exact IFSC Code SBIN0008544.

Mobile Banking App

If you use State Bank Of India's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for State Bank Of India and Puruliya that will provide accurate information.

How to Use IFSC Code SBIN0008544 for Online Transfers?

If you have the IFSC Code SBIN0008544 for the Raghunathpur branch of State Bank Of India in Puruliya, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0008544. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and State Bank Of India IFSC Code SBIN0008544.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for State Bank Of India Raghunathpur in Puruliya, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Raghunathpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Puruliya manage online transfers as well as cheque clearances with ease.