IFSC Code of State Bank Of India, Raghunathpur, Raghunathpur, Bihar — SBIN0008158

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of State Bank Of India for its Raghunathpur branch in Madhepura, Raghunathpur, Bihar, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of State Bank Of India located in Madhepura or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code SBIN0008158. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Raghunathpur, Madhepura

Below in the table are the key details related to IFSC Code SBIN0008158 of State Bank Of India for its branch located in Madhepura, within the district of Raghunathpur in the state of Bihar.

These details helps users in online banking and for businesses and individuals who use State Bank Of India in Madhepura for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SBIN0008158 for the Raghunathpur branch of State Bank Of India plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with State Bank Of India located in Raghunathpur, Madhepura, Bihar, are given a unique IFSC like SBIN0008158 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Madhepura.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Madhepura and Raghunathpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to State Bank Of India in Raghunathpur goes to the correct branch. This is important because State Bank Of India has thousands of branches in Bihar and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SBIN0008158

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In State Bank Of India, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Raghunathpur in Madhepura.

For example, the IFSC Code SBIN0008158 of State Bank Of India for the Raghunathpur branch has these elements, identifying the bank and the branch location in Madhepura and Bihar correctly.

How to Find IFSC Code for State Bank Of India?

To find the IFSC Code SBIN0008158 of State Bank Of India for its Raghunathpur branch located in Madhepura, the following methods can help you out:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including State Bank Of India branches in Madhepura and Raghunathpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of State Bank Of India and go to the branch locator section. Then search for Raghunathpur or Madhepura to find the exact IFSC Code SBIN0008158.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for State Bank Of India and Madhepura will provide accurate information.

How to Use IFSC Code SBIN0008158 for Online Transfers?

Once you have the IFSC Code SBIN0008158 for the Raghunathpur branch of State Bank Of India in Madhepura, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SBIN0008158. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0008158.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for State Bank Of India Raghunathpur in Madhepura may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of State Bank Of India in Raghunathpur, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official State Bank Of India website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Madhepura to handle online money transfers and get their cheques cleared smoothly.