There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of State Bank Of India for its Spl Nri Branch, Porbandar branch in Porbandar, Porbandar, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of State Bank Of India situated in Porbandar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SBIN0013745. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for State Bank Of India, Spl Nri Branch, Porbandar, Porbandar

Here are the main details that are associated with the IFSC Code SBIN0013745 of State Bank Of India for its branch located in Porbandar, within the district of Porbandar in the state of Gujarat.

Particulars Details
Bank State Bank Of India
IFSC Code SBIN0013745
Branch Spl Nri Branch, Porbandar
City Porbandar
District Porbandar
State Gujarat
Address M.G.Road,Opp.Sahayog Hospital,Porbandar,Dist Porbandar360575

These details are important not only for users using online banking but also for businesses and individuals who use State Bank Of India in Porbandar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SBIN0013745 for the Spl Nri Branch, Porbandar branch of State Bank Of India is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including State Bank Of India located in Spl Nri Branch, Porbandar, Porbandar, Gujarat, is provided a unique IFSC like SBIN0013745 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the State Bank Of India branch in Porbandar.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Porbandar and Porbandar.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for State Bank Of India in Spl Nri Branch, Porbandar do not get misguided to another person.

Format of the IFSC Code SBIN0013745

The format of the IFSC Code for banks, including State Bank Of India, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For State Bank Of India, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Spl Nri Branch, Porbandar in Porbandar.

For example, the IFSC Code SBIN0013745 of State Bank Of India for the Spl Nri Branch, Porbandar branch includes these elements, identifying the bank and the branch location in Porbandar and Gujarat accurately.

How to Find IFSC Code for State Bank Of India?

If you are trying to find the IFSC Code SBIN0013745 of State Bank Of India for its Spl Nri Branch, Porbandar branch located in Porbandar, the following methods can help:

Cheque Book

The cheque book issued by State Bank Of India includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including State Bank Of India branches in Porbandar and Porbandar, print them on the first page of your passbook.

Bank Website

Visit the official website of State Bank Of India and navigate to the branch locator section. Search for Spl Nri Branch, Porbandar or Porbandar to get the exact IFSC Code SBIN0013745.

Mobile Banking App

If you use State Bank Of India's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for State Bank Of India and Porbandar, you'll get the correct details.

How to Use IFSC Code SBIN0013745 for Online Transfers?

Once you have the IFSC Code SBIN0013745 for the Spl Nri Branch, Porbandar branch of State Bank Of India in Porbandar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SBIN0013745. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and State Bank Of India IFSC Code SBIN0013745.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the State Bank Of India Spl Nri Branch, Porbandar in Porbandar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of State Bank Of India in Spl Nri Branch, Porbandar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official State Bank Of India website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Porbandar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of State Bank Of India in Spl Nri Branch, Porbandar, Porbandar?

The IFSC Code is SBIN0013745.

Is the IFSC Code SBIN0013745 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of State Bank Of India Spl Nri Branch, Porbandar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Spl Nri Branch, Porbandar branch?

The address of the branch is M.G.Road,Opp.Sahayog Hospital,Porbandar,Dist Porbandar360575 located in Porbandar, Porbandar, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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